48 West St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 48 West St, Concord, NH 03301

Property Summary

Property Type	Duplex
Details	6 bd · 3.5 ba · 3,001 sqft · built 1900
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Sep 2009)
Tax Bill	$11,056 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:29 B:1 L:7`

Property Details

APN / Parcel Number

Primary APN	`M:29 B:1 L:7`
Alternative APN	`CNCD M:7443Z B:127`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,001 sqft Living Area
Gross Area	7,451 sqft
1st Floor Area	1,503 sqft
Attic	Attic
Attic Area	1,923 sqft
Basement Area	1,598 sqft
Unfinished Basement	1,448 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	48 WEST ST
City	CONCORD
State	NH
Zip	03301-3553
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RD
Legal Block	127
Legal Lot Number	7
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1023
Census Tract	44100

Owner

Source: Merrimack County and Concord City assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	48 WEST ST, CONCORD, NH 03301-3553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Deed of Trust, Mortgage · Line of Credit SERVICE CU
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage SERVICE CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 2, 2009 · Amount on Record
Deed Sale	Sep 2, 2009 · Amount on Record
Prior Sale	Sep 14, 2007 · Amount on Record
Deed Book / Page	3153 / 225
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	48 WEST ST, CONCORD, NH 03301-3553
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002841
Date	Mar 8, 2023
Book Page	3820/540
Instrument	202300002841

Lender

Name	SERVICE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	48 WEST ST, CONCORD, NH 03301-3553
Document Number	0036792345
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 WEST ST CONCORD NH 033013553, CONCORD, NH 03301-3553

Mortgage

Document Number	0036792345
Date	Jun 3, 2020
Book Page	003679/002345
Instrument	10639

Lender

Name	SERVICE CU
Type	Credit Union
Address	PORTSMOUTH, NH 03801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 2, 2040

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,056.00 (-1.41%)	$379,800 (-9.03%) Land $92,800 Building $287,000
2023	$11,214.00 (+3.75%)	$417,500 (-) Land $92,800 Building $324,700
2022	$10,809.00	$417,500 Land $92,800 Building $324,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Consolidated Communications Fiber	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Cogeco Cable Holdings II, Verizon.

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