St. Charles County property record for 48 Watershed Ct, Defiance, MO 63341
| Property Type | Vacant Land |
|---|---|
| Lot Size | 5.56 acres (242,568 sqft) |
| Owner | Company Name on File |
| Tax Bill | $16 (2025) |
| Deeds & Mortgages | Apr 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | T251300100 |
| Primary APN | T251300100 |
|---|---|
| Alternative APN |
|
| Lot Area | 242,568 sqft |
|---|
| Account Number | T251300100 |
|---|---|
| Street Address | 48 WATERSHED CT |
| City | DEFIANCE |
| State | MO |
| Zip | 63341-4409 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | CALLAWAY LAKE EST LOT 73 MUST TRANSFER WITH T251300099 |
| Legal Subdivision | CALLAWAY LAKE EST |
| Legal Lot Number | 73 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 312204 |
48 Watershed Ct, vacant land, is owned by a company.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 238 HIDDEN SANCTUARY DR, FORISTELL, MO 63348-1948 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 27, 2026 |
| Property Address | 48 WATERSHED CT, DEFIANCE, MO 63341-4409 |
| Document Number | 0000019344 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 202619344 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 238 HIDDEN SANCTUARY DR, FORISTELL, MO 63348-1948 |
| Document Number | 0000019344, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 202619344 |
| Name | PCSB BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 48 Watershed Ct was $16.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $271 (-) | $2,255 (-) Land $2,255 | |
| 2025 | $16.00 | $271 | $2,255 Land $2,255 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Watershed Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Watershed Ct is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Brightspeed DSL | 10 / 1 |
5G and 4G LTE (outdoors only)
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