Pender County property record for 48 Watchpost Pl, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,044 sqft · built 2021 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $489,000 (Aug 2020) |
| Tax Bill | $7,380 (2025) |
| Deeds & Mortgages | Dec 2021 Construction Loan |
| Flood Zone | Zone X (moderate risk) |
| APN | 3292-52-3573-0000 |
| Primary APN | 3292-52-3573-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 4,044 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Architectural Style | Cottage |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Raised |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 181 ft deep x 240 ft wide |
| Cabin | Cabin |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 000034692 |
|---|---|
| Street Address | 48 WATCHPOST PL |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-8522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 56 PB 65/97 PH 1 SALTERS HAVEN AT LEA MARINA |
| Legal Phase | 1 |
| Legal Lot Number | 56 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 920202 |
Source: Pender County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 48 WATCHPOST PL, HAMPSTEAD, NC 28443-8522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2020 · Amount on Record |
| Deed Sale | Aug 14, 2020 · Amount on Record |
| Deed Document Number | 0011804721 |
| Deed Book / Page | 4721 / 1180 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 48 WATCHPOST PL, HAMPSTEAD, NC 28443-8522 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0047741444 |
|---|---|
| Date | Dec 17, 2021 |
| Book Page | 4774/1444 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.22% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 5.22% |
| Index | 1-Year CMT |
| Max Rate | 9.22% |
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,380.00 (+88.51%) | $905,390 (+92.51%) Land $352,728 Building $552,662 | $905,390 (+92.51%) Land $352,728 Building $552,662 |
| 2023 | $470,304 (-) Land $470,304 | $470,304 (-) Land $470,304 | |
| 2022 | $3,915.00 | $470,304 Land $470,304 | $470,304 Land $470,304 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 259 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 259 in force |
| Nearby Flood Claims | 69 (1988–2026) |
| Claims Outside the SFHA | 24 of 69 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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