Schenectady County and Schenectady City property record for 48 Washington Ave, Schenectady, NY 12305
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,657 sqft · built 1800 |
| Lot Size | 0.461 acres (20,090 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $272,000 (May 2024) |
| Tax Bill | $12,209 (2026) |
| Deeds & Mortgages | May 2024 Sale & Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.62-1-12 |
| Primary APN | 421500 39.62-1-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,657 sqft Living Area |
| 1st Floor Area | 1,750 sqft |
| 2nd Floor Area | 1,470 sqft |
| Upper Floors Area | 437 sqft |
| Attic | Attic |
| Attic Area | 437 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1800 |
|---|---|
| Effective Year Built | Effective 1800 |
| Architectural Style | Other |
| Exterior Material | Brick |
| Lot Area | 20,090 sqft (0.461 acres) |
| Lot Dimensions | 410 ft deep x 49 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 330 sqft |
| Patio Area | 35 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 48 WASHINGTON AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12305-1737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 |
| Legal Description | 2 BRICK |
| Legal Subdivision | WASHINGTON AVENUE |
| Legal Block | 1 |
| Legal Lot Number | 12.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 33500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Stockade Historic District listed 1973 · 402 contributing resources · NRIS 73001267 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Schenectady County and Schenectady City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 48 WASHINGTON AVE, SCHENECTADY, NY 12305-1737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2024 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF SCOTIA |
| Oct 17, 2019 | Warranty Deed, Transfer · Conventional Mortgage TRUSTCO BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2024 · Amount on Record |
| Deed Sale | May 3, 2024 · Amount on Record |
| Prior Sale | Oct 17, 2019 · Amount on Record |
| Deed Document Number | 202426750 |
| Deed Book / Page | 2130 / 104 |
| Prior Transfer Date | Apr 18, 2024 |
| Prior Transfer Doc | 0000026749 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 3, 2024 |
| Property Address | 48 WASHINGTON AVE, SCHENECTADY, NY 12305-1737 |
| Document Number | 0000026750 |
| Book / Page | 2130 / 104 |
| Instrument Date | Apr 18, 2024 |
| Instrument | 202426750 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | NORTHWAY TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,088.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6063 IONA DRIVE, VANCOUVER XX |
| Name | Verified Name |
|---|---|
| Address | 48 WASHINGTON AVE, SCHENECTADY, NY 12305-1737 |
| Document Number | 0000029525 |
|---|---|
| Date | May 3, 2024 |
| Instrument | 202429525 |
| Name | FIRST NATIONAL BANK OF SCOTIA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.82% |
| Type Change Date | May 1, 2034 |
| Change Frequency | Annually |
| Min Rate At Change | 6.32% |
| Max Rate At Change | 7.82% |
| Index | 1-Year T-Bill |
| Margin | 3 |
| Max Rate | 11.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 17, 2019 |
| Property Address | 48 WASHINGTON AVE, SCHENECTADY, NY 12305-1737 |
| Document Number | 0000046920 |
| Book / Page | 2022 / 144 |
| Instrument Date | Oct 4, 2019 |
| Instrument | 201946920 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,516.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 48 WASHINGTON AVE, 48, SCHENECTADY, NY 12305-1737 |
| Name | Verified Name |
|---|---|
| Address | 108 UNION ST APT 7, 7, SCHENECTADY, NY 12305-1780 |
| Document Number | 0000046921 |
|---|---|
| Date | Oct 17, 2019 |
| Instrument | 201946921 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 4, 2049 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,209.00 (-2.04%) | ||
| 2025 | $12,463.00 (+4.85%) | $256,000 (-) Land $38,400 Building $217,600 | $423,911 (+30.82%) Land $63,587 Building $360,324 |
| 2023 | $256,000 (-) Land $38,400 Building $217,600 | $324,051 (+3.8%) Land $48,608 Building $275,443 | |
| 2022 | $256,000 Land $38,400 Building $217,600 | $312,195 Land $46,829 Building $265,366 | |
| 2021 | $11,887.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 individual policies |
| Nearby Flood Policies | 74 units insured incl. 30 condo units |
| Nearby Flood Claims | 11 (1996–2026) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures