48 Warren St, Westborough, MA 01581 Property Records

Worcester County and Westborough Town property record for 48 Warren St, Westborough, MA 01581

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,776 sqft · built 1965
Lot Size	0.51 acres (22,233 sqft)
Owner	2 Individual Names on File
Last Sale	$156,000 (May 1985)
Tax Bill	$10,189 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Apr 2022 Refinance + 4 more
Flood Zone	Zone AE (high risk)
APN	`WBOR M:0010 B:000028 L:0`

Property Details

APN / Parcel Number

Primary APN	`WBOR M:0010 B:000028 L:0`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,776 sqft Living Area
Gross Area	3,320 sqft
Basement Area	984 sqft
Unfinished Basement	984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,233 sqft (0.51 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	48 WARREN ST
City	WESTBOROUGH
State	MA
Zip	01581-2205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	28
Jurisdiction	WESTBOROUGH MA
Township / Civil Division	WESTBOROUGH
Census Block Group	1
Census Block	1006
Census Tract	742401

Owner

48 Warren St is owned and occupied by two individuals who acquired it in May 2021.

Source: Worcester County and Westborough Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 WARREN ST, WESTBOROUGH, MA 01581-2205
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ST MARYS CREDIT UNION
Apr 27, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Dec 10, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
May 24, 2021	Quit Claim Deed, Transfer Quitclaim
Apr 6, 2017	Deed of Trust, Mortgage HANSCOM FCU
Nov 14, 2018	Deed of Trust, Mortgage HANSCOM FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 1985 · Amount on File
Deed Sale	May 30, 1985 · Amount on File
Deed Book / Page	8728 / 361
Last Transfer Date	May 21, 2021
Transfer Doc	65229-357
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Property Address	48 WARREN ST, WESTBOROUGH, MA 01581-2205
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069317-241
Date	Jun 29, 2023
Book Page	69317/241
Instrument	51419

Lender

Name	ST MARYS CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2043

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Property Address	48 WARREN ST, WESTBOROUGH, MA 01581-2205
Transaction Type	Mortgage
Record Updated	May 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067498-301
Date	Apr 27, 2022
Book Page	67498/301
Instrument	45906

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Property Address	48 WARREN ST, WESTBOROUGH, MA 01581-2205
Transaction Type	Mortgage
Record Updated	Dec 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066721-382
Date	Dec 10, 2021
Book Page	66721/382
Instrument	173102

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2047

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTBOROUGH MA
Recording Date	May 24, 2021
Property Address	48 WARREN ST, WESTBOROUGH, MA 01581-2205
Document Number	65229-357
Book / Page	65229 / 357
Instrument Date	May 21, 2021
Instrument	71477
Transaction Type	Transfer
Record Updated	Jun 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	48 WARREN ST, WESTBOROUGH, MA 01581-2205

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Property Address	48 WARREN ST, WESTBOROUGH, MA 01581-2205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	56945-221
Date	Apr 6, 2017
Book Page	56945/221
Instrument	34470

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Property Address	48 WARREN ST, WESTBOROUGH, MA 01581-2205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59684-34
Date	Nov 14, 2018
Book Page	59684/34
Instrument	120677

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 48 Warren St was $10,189, up 5.6% from the year before.

Source: Worcester County and Westborough Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westborough Town
Unified School District	Westborough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,189.00 (+5.62%)	$639,600 (+8%) Land $358,400 Building $281,200	$723,969 (-1.96%)
2025	$9,647.00 (+6.14%)	$592,200 (+6.91%) Land $335,000 Building $257,200	$738,435 (+0.37%)
2024	$9,089.00 (+4.17%)	$553,900 (+6.91%) Land $318,900 Building $235,000	$735,680
2023	$8,725.00	$518,100 Land $300,700 Building $217,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Warren St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Warren St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTBOROUGH WATER DEPARTMENT serves 21,567 people · EPA ID MA2328000
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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