48 Ware St, #2, Somerville, MA 02144 Property Records

Middlesex County and Somerville City property record for 48 Ware St, #2, Somerville, MA 02144

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 2,060 sqft · built 1910
Lot Size	0.087 acres (3,800 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (Aug 2018)
Tax Bill	$10,423 (2026)
Deeds & Mortgages	Oct 2021 Refinance May 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8-C-2 SUB LOT:2`

Property Details

APN / Parcel Number

Primary APN	`8-C-2 SUB LOT:2`
Alternative APNs	`SOME M:8 B:C L:2 U:2` `20079925`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,060 sqft Living Area
Gross Area	2,625 sqft
Basement Area	425 sqft
Unfinished Basement	425 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Lot Area	3,800 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	20079925
Street Address	48 WARE ST, 2
City	SOMERVILLE
State	MA
Zip	02144-1527
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NR
Legal Subdivision	48 WARE STREET CONDO
Legal Block	C
Legal Lot Number	2
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1005
Census Tract	350701

Owner

48 Ware St, #2 is owned by two individuals who bought it in August 2018.

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 WARE ST, 2, SOMERVILLE, MA 02144-1527
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAMBRIDGE SAVINGS BANK
May 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CAMBRIDGE SAVINGS BANK
Aug 9, 2018	Deed, Transfer CAMBRIDGE SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2018 · Amount on File
Deed Sale	Aug 9, 2018 · Amount on File
Prior Sale	Jan 17, 2012 · Amount on File
Deed Document Number	2018121585
Deed Book / Page	71451 / 213
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	48 WARE ST # 2, 2, SOMERVILLE, MA 02144-1527
Transaction Type	Mortgage
Record Updated	Oct 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78891-138
Date	Oct 12, 2021
Book Page	78891/138
Instrument	224006

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	48 WARE ST # 2, 2, SOMERVILLE, MA 02144-1527
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74620-544
Date	May 6, 2020
Book Page	74620/544
Instrument	68250

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Aug 9, 2018
Property Address	48 WARE ST # 2, 2, SOMERVILLE, MA 02144-1527
Document Number	71451-213
Book / Page	71451 / 213
Instrument	121585
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$86.01
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	48 WARE ST # 2, 2, SOMERVILLE, MA 02144-1527

Mortgage

Document Number	714510218
Date	Aug 9, 2018
Instrument	71451/0218

Lender

Name	CAMBRIDGE SVGS BK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 48 Ware St, #2 was $10,423, up 1.9% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,423.00 (+1.91%)	$949,300 (+1.26%) Building $949,300	$1,073,591 (-6.08%)
2025	$10,228.00 (+5.8%)	$937,500 (+2.02%) Building $937,500	$1,143,040 (+2.64%)
2024	$9,667.00 (-1.69%)	$918,900 (-3.38%) Building $918,900	$1,113,685
2023	$9,833.00	$951,000 Building $951,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Ware St, #2 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 48 Ware St, #2 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 955 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
Netafy Fixed Wireless	520 / 116
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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