48 Walnut St, Shelby, OH 44875 Property Records

Richland County property record for 48 Walnut St, Shelby, OH 44875

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,666 sqft · built 1900
Lot Size	0.119 acres (5,175 sqft)
Owner	Individual Name on File
Last Sale	$89,900 (Nov 2020)
Tax Bill	$1,141 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`046-08-120-15-000`

Property Details

APN / Parcel Number

Primary APN	`046-08-120-15-000`
Alternative APN	`03104`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,666 sqft Living Area
1st Floor Area	672 sqft
Upper Floors Area	336 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Cape Cod
Exterior Material	Aluminum Siding
Lot Area	5,175 sqft (0.119 acres)
Lot Dimensions	75 ft deep x 69 ft wide
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	249 sqft
Patio Area	249 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	48 WALNUT ST
City	SHELBY
State	OH
Zip	44875-1535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	206 S 69 FT 69 X 75 FT
Jurisdiction	RICHLAND OH
Township / Civil Division	SHARON
Census Block Group	2
Census Block	2001
Census Tract	2500

Owner

Source: Richland County assessment roll, as of April 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	48 WALNUT ST, SHELBY, OH 44875-1535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Nov 30, 2020	Warranty Deed, Transfer · FHA Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 30, 2020 · Amount on Record
Deed Sale	Nov 30, 2020 · Amount on Record
Prior Sale	Jun 4, 2004 · Amount on Record
Deed Document Number	202014667
Deed Book / Page	2841 / 490
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	48 WALNUT ST, SHELBY, OH 44875-1535
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOUTHERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2525/0240
Date	Mar 7, 2017
Book Page	2525/0240
Instrument	201700002808

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	97 Months
Due	Apr 1, 2025

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Nov 30, 2020
Property Address	48 WALNUT ST, SHELBY, OH 44875-1535
Document Number	002841/490
Book / Page	2841 / 490
Instrument Date	Nov 24, 2020
Instrument	202000014667
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	FIRST PROTECTION TITLE AGENCY, FIRST PROTECTION TITLE AGENC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 130, WALNUT CREEK, CA 94597-0130

Mortgage

Document Number	202000014668
Date	Nov 30, 2020
Instrument	202000014668

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Sharon Township
Municipality	Shelby City
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,141.00 (+0.09%)	$30,630 (-) Land $3,650 Building $26,980
2024	$1,140.00 (-2.73%) Homeowner's exemption	$30,630 (-) Land $3,650 Building $26,980
2023	$1,172.00 (+23.76%) Homeowner's exemption	$30,630 (+38.1%) Land $3,650 Building $26,980	$87,510 (+38.07%) Land $10,420 Building $77,090
2022	$947.00 Homeowner's exemption	$22,180 Land $3,490 Building $18,690
2020			$63,380 Land $9,980 Building $53,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY CITY serves 9,453 people · EPA ID OH7004511
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Benton Ridge Telephone Company.

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