Berkeley County property record for 48 Wallace Ave, Inwood, WV 25428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,197 sqft · built 2006 |
| Lot Size | 0.258 acres (11,282 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,500 (Mar 2018) |
| Tax Bill | $1,276 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Aug 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-6L-0435.0000 |
| Primary APN | 07-6L-0435.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,197 sqft Living Area |
| 1st Floor Area | 1,197 sqft |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 11,282 sqft (0.258 acres) |
| Lot Dimensions | 120 ft deep x 88.6 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 07232928 |
|---|---|
| Street Address | 48 WALLACE AVE |
| City | INWOOD |
| State | WV |
| Zip | 25428-3882 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 236 SEC 5 PHZ 2 SPRING HILL 88.60X120X103.03X120 |
| Legal Subdivision | SPRING HILL SD |
| Legal Lot Number | 236 |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | SHENANDOAH |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 972105 |
48 Wallace Ave is owned and occupied by an individual who bought it in March 2018.
Source: Berkeley County records, as of November 14, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 48 WALLACE AVE, INWOOD, WV 25428-3882 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Aug 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING & TRUST CO |
| Mar 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO |
| Dec 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Mar 16, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2018 · Amount on File |
| Deed Sale | Mar 16, 2018 · Amount on File |
| Deed Document Number | 20180009665 |
| Deed Book / Page | 1203 / 364 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 48 WALLACE AVE, INWOOD, WV 25428-3882 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2022 |
| Title Company | EQUITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003968/41 |
|---|---|
| Date | Nov 3, 2022 |
| Book Page | 3968/41 |
| Instrument | 20220038693 |
| Name | HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 48 WALLACE AVE, INWOOD, WV 25428-3882 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3393/475 |
|---|---|
| Date | Aug 6, 2019 |
| Book Page | 3393/475 |
| Instrument | 20190023135 |
| Name | BRANCH BANKING & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 48 WALLACE AVE, INWOOD, WV 25428-3882 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3245/331 |
|---|---|
| Date | Mar 16, 2018 |
| Book Page | 3245/331 |
| Instrument | 20180009667 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 48 WALLACE AVE, INWOOD, WV 25428-3882 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3611/262 |
|---|---|
| Date | Dec 17, 2020 |
| Book Page | 3611/262 |
| Instrument | 20200041476 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Mar 16, 2018 |
| Property Address | 48 WALLACE AVE, INWOOD, WV 25428-3882 |
| Document Number | 1203/364 |
| Book / Page | 1203 / 364 |
| Map Reference | CAB 11 SL 183 |
| Instrument Date | Mar 13, 2018 |
| Instrument | 20180009665 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $893.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 48 WALLACE AVE, INWOOD, WV 25428-3882 |
The 2025 property tax bill for 48 Wallace Ave was $1,276 with a homeowner's exemption.
Source: Berkeley County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,276.00 Homeowner's exemption | $124,980 Land $40,020 Building $84,960 | $208,300 Land $66,700 Building $141,600 |
| 2023 | $1,181.00 Homeowner's exemption | $113,520 Land $29,580 Building $83,940 | $189,200 Land $49,300 Building $139,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Wallace Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2014–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Wallace Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people · EPA ID WV3300218 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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