Highland County property record for 48 W Main St, Monterey, VA 24465
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,042 sqft · built 1903 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Company Name on File |
| Last Sale | $203,900 (Aug 2024) |
| Tax Bill | $1,039 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 31A2 1 10 |
| Primary APN | 31A2 1 10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,042 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Architectural Style | Victorian |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Metal |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 339 sqft |
| Shed | 1 Shed |
| Shed Area | 90 sqft |
| Heating System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 2022 |
|---|---|
| Street Address | 48 W MAIN ST |
| City | MONTEREY |
| State | VA |
| Zip | 24465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N16E4N2N6N4E14S6 S18E6E7S19W27N6N9; S4W5S6W7N10E12; W5N6E5S6; E6S6W6N6; E6S18W6N18; N7E7S7W7; S7W34N12E7S5E27; W7N9E7S9; |
| Jurisdiction | HIGHLAND VA |
| Township / Civil Division | MONTEREY |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 970100 |
48 W Main St is owned by a company that bought it in August 2024.
Source: Highland County records, as of June 12, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1764 VALLEY CENTER RD, MONTEREY, VA 24465-2508 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2024 · Amount on File |
| Deed Sale | Aug 26, 2024 · Amount on File |
| Deed Document Number | 2024284 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 48 W Main St was $1,039.
Source: Highland County assessment roll, as of June 12, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Highland County |
| Municipality | Monterey Town |
| Unified School District | Highland County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,039.00 | $203,900 Land $35,000 Building $168,900 | |
| 2024 | $203,900 Land $35,000 Building $168,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 W Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1996–2003) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Nov 2003 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 W Main St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MONTEREY serves 300 people · EPA ID VA2091150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Telephone Cooperative Fiber | 1,000 / 500 |
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