Umatilla County property record for 48 W Cedar Dr, Hermiston, OR 97838
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,712 sqft · built 1950 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $132,000 (Dec 2009) |
| Tax Bill | $3,413 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4N2815AB04100 |
| Primary APN | 4N2815AB04100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,712 sqft Living Area |
| Gross Area | 1,812 sqft |
| 1st Floor Area | 1,712 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Patio Area | 100 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Heating System | Heat Pump |
|---|
| Account Number | 132384 |
|---|---|
| Street Address | 48 W CEDAR DR |
| City | HERMISTON |
| State | OR |
| Zip | 97838-2363 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BORTHWICK ADDITION TO HERMISTON BLOCK: 2 LOT: 8 |
| Legal Range | 28 |
| Legal Township | 04N |
| Legal Section | 15 |
| Legal Subdivision | BORTHWICK ADDITION TO HERMISTON |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | UMATILLA OR |
| Township / Civil Division | HERMISTON-UMATILLA |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 951100 |
48 W Cedar Dr is owned and occupied by an individual who bought it in December 2009.
Source: Umatilla County records, as of August 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48 W CEDAR DR, HERMISTON, OR 97838-2363 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Jun 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2009 · Amount on File |
| Deed Sale | Dec 9, 2009 · Amount on File |
| Deed Document Number | 20095590756 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UMATILLA OR |
| Property Address | 48 W CEDAR DR, HERMISTON, OR 97838-2363 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2020 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|
| Document Number | 20207000229 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 2020-7000229 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UMATILLA OR |
| Property Address | 48 W CEDAR DR, HERMISTON, OR 97838-2363 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2018 |
| Name | Verified Name |
|---|
| Document Number | 20186730404 |
|---|---|
| Date | Jun 20, 2018 |
| Instrument | 2018-6730404 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 48 W Cedar Dr was $3,413.
Source: Umatilla County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Umatilla County |
| Municipality | Hermiston City |
| Unified School District | Hermiston School District 8 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,413.00 | $164,430 Land $49,000 Building $115,430 | $234,700 Land $74,820 Building $159,880 |
| 2023 | $3,339.00 | $155,000 Land $46,190 Building $108,810 | $241,410 Land $58,000 Building $183,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 W Cedar Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 2, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 48 W Cedar Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.5% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERMISTON serves 20,000 people · EPA ID OR4100372 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Mountain Net Fiber · Cable · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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