Bourbon County property record for 48 W 19th St, Paris, KY 40361
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 906 sqft |
| Lot Size | 0.158 acres (6,864 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $121,500 (Apr 2026) |
| Tax Bill | $400 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Apr 2026 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026-60-06-018.00 |
| Primary APN | 026-60-06-018.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 906 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 6,864 sqft (0.158 acres) |
| Lot Dimensions | 156 ft deep x 44 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 48 W 19TH ST |
|---|---|
| City | PARIS |
| State | KY |
| Zip | 40361-1159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & L - 48 W 19TH ST |
| Jurisdiction | BOURBON KY |
| Township / Civil Division | PARIS |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 30202 |
Source: Bourbon County records, as of May 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 48 W 19TH ST, PARIS, KY 40361-1159 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Date | Document |
|---|---|
| Sep 7, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 22, 2026 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 5, 2019 | Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC |
| Sep 5, 2019 | Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC |
| Dec 2, 2009 | Warranty Deed, Transfer · FHA Mortgage FRANKLIN AMERICAN MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2026 · Amount on Record |
| Deed Sale | Apr 22, 2026 · Amount on Record |
| Prior Sale | Sep 5, 2019 · Amount on Record |
| Deed Document Number | 20261010676 |
| Deed Book / Page | 337 / 210 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURBON KY |
| Property Address | 48 W 19TH ST, PARIS, KY 40361-1159 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 48 W 19TH ST, PARIS, KY 40361-1159 |
| Document Number | 0000708/32 |
|---|---|
| Date | Sep 7, 2022 |
| Book Page | 708/32 |
| Instrument | 797959 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURBON KY |
| Recording Date | Apr 22, 2026 |
| Property Address | 48 W 19TH ST, PARIS, KY 40361-1159 |
| Document Number | 0001010677 |
| Book / Page | 766 / 820 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 20261010677 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LAND GROUP TITLE |
| Name | Verified Name |
|---|---|
| Address | 205 SQUIRES POINTE RD, PARIS, KY 40361-9073 |
| Document Number | 0001010677, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 766/820 |
| Instrument | 20261010677 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BOURBON KY |
| Recording Date | Apr 22, 2026 |
| Property Address | 48 W 19TH ST, PARIS, KY 40361-1159 |
| Document Number | 0001010676 |
| Book / Page | 337 / 210 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 2026.1010676 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2026 |
| Title Company | LAND GROUP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,271.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 W 19TH ST, PARIS, KY 40361-1159 |
| Document Number | 0001010677, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 2026.1010677 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BOURBON KY |
| Recording Date | Sep 5, 2019 |
| Property Address | 48 W 19TH ST, PARIS, KY 40361-1159 |
| Document Number | 311/796 |
| Book / Page | 311 / 796 |
| Instrument Date | Sep 4, 2019 |
| Instrument | 783299 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2021 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $96.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 613 SUMMIT DR, 613, PARIS, KY 40361-1044 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 48 W 19TH ST, PARIS, KY 40361-1159 |
| Document Number | 783303 |
|---|---|
| Date | Sep 5, 2019 |
| Instrument | 783303 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BOURBON KY |
| Recording Date | Sep 5, 2019 |
| Property Address | 48 W 19TH ST, PARIS, KY 40361-1159 |
| Document Number | 000311/796 |
| Book / Page | 311 / 796 |
| Instrument Date | Sep 4, 2019 |
| Instrument | 783299 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $96.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 613 SUMMIT DR, PARIS, KY 40361-1044 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 48 W 19TH ST, PARIS, KY 40361-1159 |
| Document Number | 0000783303 |
|---|---|
| Date | Sep 5, 2019 |
| Instrument | 783303 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOURBON KY |
| Recording Date | Dec 2, 2009 |
| Property Address | 48 W 19TH ST, PARIS, KY 40361-1159 |
| Document Number | 000279/676 |
| Book / Page | 279 / 676 |
| Instrument Date | Nov 30, 2009 |
| Instrument | 95148 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 925 N MEADOWHILL RD, PARIS, KY 40361-2499 |
| Name | Verified Name |
|---|---|
| Address | 48 WEST 19TH STREET, MOUNT STERLING, KY 40353 |
| Document Number | 0000095156 |
|---|---|
| Date | Dec 2, 2009 |
| Instrument | 95156 |
| Name | FRANKLIN AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2039 |
Source: Bourbon County assessment roll, as of December 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Bourbon County |
| Municipality | Paris City |
| Unified School District | Paris Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $400.00 (+19.05%) | $120,000 (+25%) Land $15,000 Building $105,000 | $120,000 (+25%) Land $15,000 Building $105,000 |
| 2023 | $336.00 | $96,000 Land $10,000 Building $86,000 | $96,000 Land $10,000 Building $86,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 8 (1997–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PARIS WATER WORKS serves 14,139 people · EPA ID KY0090343 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2025 Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
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