48 Vemmer Dr, Union, MO 63084 Property Records

Franklin County property record for 48 Vemmer Dr, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,320 sqft · built 1996
Lot Size	3.09 acres (135,036 sqft)
Owner	Individual Name on Record
Tax Bill	$2,118 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-9-31.1-0-002-028.000`

Property Details

APN / Parcel Number

Primary APN	`18-9-31.1-0-002-028.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	135,036 sqft (3.09 acres)
Patio Area	216 sqft
Shed	1 Shed

Location & Zoning

Street Address	48 VEMMER DR
City	UNION
State	MO
Zip	63084-4465
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT:15 STABLESTONE ESTATES
Legal Range	01E
Legal Township	43
Legal Section	31
Legal Subdivision	STABLESTONE ESTATES
Legal Block	2
Legal Lot Number	15
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	1
Census Block	1046
Census Tract	800606

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48 VEMMER DR, UNION, MO 63084-4465
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF UNION
May 23, 2022	Warranty Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2022
Deed Sale	May 23, 2022
Prior Sale	Sep 1, 2011
Deed Document Number	2208400
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	48 VEMMER DR, UNION, MO 63084-4465
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002207082
Date	May 3, 2022
Instrument	2207082

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	May 23, 2022
Property Address	48 VEMMER DR, UNION, MO 63084-4465
Document Number	0002208400
Map Reference	PB M PG 447
Instrument Date	May 20, 2022
Instrument	2208400
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	TITLE PARTNERS AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3150 FOX CREEK RD, BEAUFORT, MO 63013-1636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 VEMMER DR, UNION, MO 63084-4465

Mortgage

Document Number	0002208401
Date	May 23, 2022
Instrument	2208401

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,118.00 (+15.49%)	$40,123 (+16.42%)	$211,170 (+16.42%) Land $53,950 Building $157,220
2023	$1,834.00 (-2.96%)	$34,464	$181,390 Land $44,560 Building $136,830
2022	$1,890.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2023–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Verizon.

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