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48 Valley Brook Ln, Spring Lake, NC 28390 Property Records

Harnett County property record for 48 Valley Brook Ln, Spring Lake, NC 28390 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,014 sqft · built 2015
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on File
Last Sale$495,000 (Jun 2026)
Tax Bill$3,110 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Jun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1500065186

Property Details

APN / Parcel Number

Primary APN1500065186
Alternative APNs
  • 01053521 0100 75
  • 1500021532

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area3,014 sqft Heated Area
1st Floor Area1,564 sqft

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Roof TypeGable
Lot Area15,682 sqft (0.36 acres)
Garage Area546 sqft
PorchPorch
Porch Area628 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number1500065186
Street Address48 VALLEY BROOK LN
CitySPRING LAKE
StateNC
Zip28390-4040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT#808 ANDRSN CRK CLUB PH5B2 0.36AC MAP#2013-249
Legal SubdivisionANDERSON CREEK CLU
Legal Phase5
Legal Lot Number808
JurisdictionHARNETT NC
Township / Civil DivisionANDERSON CREEK
Census Block Group2
Census Block2025
Census Tract71204

Owner

Source: Harnett County records · APN 1500065186

Assessment roll updated August 28, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address48 VALLEY BROOK LN, SPRING LAKE, NC 28390-4040
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2026Warranty Deed, Transfer · VA Mortgage
NAVY FEDERAL CREDIT UNION
Jun 26, 2023Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 16, 2026 · Amount on Record
Deed SaleJun 16, 2026 · Amount on Record
Prior SaleJul 26, 2024 · Amount on Record
Deed Document Number202612224
Deed Book / Page4348 / 1317
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARNETT NC
Recording DateJun 16, 2026
Property Address48 VALLEY BROOK LN, SPRING LAKE, NC 28390-4040
Document Number0000012224
Book / Page4348 / 1317
Instrument DateJun 04, 2026
Instrument202612224
Transaction TypeTransfer
Record UpdatedJul 09, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$99,990.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 VALLEY BROOK LN, SPRING LAKE, NC 28390-4040

Mortgage

Document Number0000012225,
DateJun 16, 2026
Instrument202612225
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARNETT NC
Recording DateJun 26, 2023
Property Address48 VALLEY BROOK LN, SPRING LAKE, NC 28390-4040
Document Number0000010299
Book / Page4197 / 2147
Map ReferenceMB 2013 PG 249
Instrument DateMay 25, 2023
Instrument2023010299
Transaction TypeTransfer
Record UpdatedJul 12, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$870.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1441 VICTORIA ST APT 603, 603, HONOLULU, HI 96822-3671

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 VALLEY BROOK LN, SPRING LAKE, NC 28390-4040

Mortgage

Document Number0000010300
DateJun 26, 2023
Book Page4197/2150
Instrument2023010300
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

Tax Assessment & Valuation

Source: Harnett County records · Assessment roll updated August 28, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHarnett County
Unified School DistrictHarnett County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,110.00$431,620 (-)$431,620 (-) Land $69,300 Building $362,320
2023$3,110.00$431,620 (-)$431,620 (-) Land $69,300 Building $362,320
2022$3,110.00$431,620$431,620 Land $69,300 Building $362,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harnett County (37085C), updated March 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370850712042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 21 individual NFIP policies nearby
Nearby Flood Policies21 in force
20 of 21 on primary residences
Nearby Flood Claims6 (2013–2018)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2018, rainfall accumulation, Hurricane Florence
Flood Events
  • Hurricane Florence (Sep 2018), 3 claims

Wildfire

Wildfire RiskLow
above 38% of the US · above 54% of North Carolina
Wildfire LikelihoodAbout 1 in 1,613 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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