Hampden County and Springfield City property record for 48 Vail St, Springfield, MA 01118 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1989 |
| Square Footage | 1,430 sqft Living Area |
| Lot Size | 5,001 sqft (0.115 acres) |
| Garage | Attached |
| Last Sale | $320,000 (2025) |
| Tax Bill | $5,278.00 (2025) |
Source: Hampden County and Springfield City records · APN SPRI S:11785 P:0009
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 191 COMMONWEALTH AVE, SPRINGFIELD, MA 01108-2732 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Date | Document |
|---|---|
| Feb 24, 2023 | Deed of Trust, Mortgage · Stand Alone Refinance TD BANK NA |
| Feb 23, 2017 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) GREATER SPRINGFIELD CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 31, 2025 · Amount on Record |
| Deed Sale | Mar 31, 2025 · Amount on Record |
| Prior Sale | Feb 23, 2017 · Amount on Record |
| Deed Doc Number | 202514000 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 48 VAIL ST, SPRINGFIELD, MA 01118-2161 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00024917-1 |
|---|---|
| Date | Feb 24, 2023 |
| Book Page | 24917/1 |
| Instrument | 8423 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Feb 23, 2017 |
| Property Address | 48 VAIL ST, SPRINGFIELD, MA 01118-2161 |
| Document Number | 21576-359 |
| Book / Page | 021576 / 000359 |
| Instrument Date | Feb 22, 2017 |
| Instrument | 9478 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $883.04 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 825 CENTER ST LUDLOW MA 010561410, LUDLOW, MA 01056-1410 |
| Document Number | 21576-361 |
|---|---|
| Date | Feb 23, 2017 |
| Book Page | 021576/000361 |
| Instrument | 9479 |
| Name | GREATER SPRINGFIELD CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 22, 2047 |
Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,278.00 (+1%) | $336,600 (+9.82%) Land $45,200 Building $291,400 | $302,385 (+1.08%) |
| 2024 | $299,155 | ||
| 2023 | $5,226.00 | $306,500 Land $43,100 Building $263,400 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | SPRI S:11785 P:0009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,430 sqft Living Area |
| 1st Floor | 721 sqft 1st Floor |
| Game Room | Game Room |
| Stories | 2 Stories |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 5,001 sqft (0.115 acres) |
| Garage Type | Attached Garage |
| Deck Area | Deck Area |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 117850009 |
|---|---|
| Street Address | 48 VAIL ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01118-2161 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | SPRINGFIELD MA |
| Minor Civil Division | SPRINGFIELD |
| Census Blockgroup | 6 |
| Census Block | 6018 |
| Census Tract | 802500 |
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