48 Upton Ave, Spencerport, NY 14559 Property Records

Monroe County and Ogden Town property record for 48 Upton Ave, Spencerport, NY 14559

Property Summary

Details	4 bd · 2.5 ba · 1,869 sqft · built 1900
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$87,500 (Feb 2021)
Tax Bill	$7,197 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`263801 087.09-2-1`

Property Details

APN / Parcel Number

Primary APN	`263801 087.09-2-1`
Alternative APNs	`38010870900002001000` `00193000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,869 sqft Living Area
Gross Area	1,827 sqft
1st Floor Area	1,136 sqft
2nd Floor Area	280 sqft
Upper Floors Area	423 sqft
Game Room	Game Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	158 ft deep x 102 ft wide
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	162 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00193000000
Street Address	48 UPTON AVE
City	SPENCERPORT
State	NY
Zip	14559-1232
Property Category	Other
Property Type	Unknown
Local Zoning Code	R2
Legal Description	L32 T3 R1 DEED MAP 7391-137 329896370
Legal Block	2
Legal Lot Number	1.000
Jurisdiction	MONROE NY
Township / Civil Division	OGDEN
Census Block Group	2
Census Block	2000
Census Tract	14901

Owner

48 Upton Ave is owned and occupied by an individual who bought it in February 2021.

Source: Monroe County and Ogden Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	48 UPTON AVE, SPENCERPORT, NY 14559-1232
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 17, 2021	Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2021 · Amount on File
Deed Sale	Feb 17, 2021 · Amount on File
Prior Sale	Jun 23, 1997 · Amount on File
Deed Document Number	20211222
Deed Book / Page	12464 / 220
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	48 UPTON AVE, SPENCERPORT, NY 14559-1232
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 UPTON AVE, SPENCERPORT, NY 14559-1232

Mortgage

Document Number	0000000145
Date	Jul 7, 2022
Book Page	29960/577
Instrument	202207070145

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Feb 17, 2021
Property Address	48 UPTON AVE, SPENCERPORT, NY 14559-1232
Document Number	0000001222
Book / Page	12464 / 220
Instrument Date	Feb 2, 2021
Instrument	202102171222
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 UPTON AVE, 48, SPENCERPORT, NY 14559-1232

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 UPTON AVENUE, HAMLIN, NY 14464

Mortgage

Document Number	0000001223
Date	Feb 17, 2021
Instrument	202102171223

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 48 Upton Ave was $7,197, down 2% from the year before.

Source: Monroe County and Ogden Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Ogden Town
Municipality	Spencerport Village
Unified School District	Spencerport Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,197.00 (-2.03%)
2025	$7,346.00	$236,100 Land $50,000 Building $186,100	$238,500 Land $50,508 Building $187,992
2023		$131,900 (-) Land $29,000 Building $102,900	$191,200 (+18.83%) Land $42,038 Building $149,162
2022		$131,900 Land $29,000 Building $102,900	$160,900 Land $35,376 Building $125,524
2021	$6,284.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Upton Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (2002–2006)
Most Recent Claim	Jul 2006 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 48 Upton Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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