48 Upper Pond Rd, Columbia, SC 29223 Property Records

Richland County property record for 48 Upper Pond Rd, Columbia, SC 29223

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,400 sqft · built 1979
Lot Size	1.48 acres (64,669 sqft)
Owner	Trust Name on File
Tax Bill	$3,250 (2025)
Deeds & Mortgages	May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22806-05-01`

Property Details

APN / Parcel Number

Primary APN	`22806-05-01`
Alternative APNs	`R22806-05-01` `00833236`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,400 sqft Heated Area
Gross Area	5,359 sqft
1st Floor Area	1,000 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Raised Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	64,669 sqft (1.48 acres)
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Porch Area	256 sqft
Patio Area	202 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00833236
Street Address	48 UPPER POND RD
City	COLUMBIA
State	SC
Zip	29223-3053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-LD
Legal Description	LOT 16 BLK J 265X302.3X254.6X130.2 #SU WILDEWOOD #PR 41-819
Legal Subdivision	WILDEWOOD
Legal Block	J
Legal Lot Number	16
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	4
Census Block	4010
Census Tract	11413

Owner

48 Upper Pond Rd is owner-occupied and held in a trust since April 2007.

Source: Richland County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	48 UPPER POND RD, COLUMBIA, SC 29223-3053
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 9, 2007
Transfer Doc	0013043205
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	48 UPPER POND RD, COLUMBIA, SC 29223-3053
Document Number	2213/0288
Instrument Date	May 11, 2017
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	48 UPPR RD COLUMBIA SC 29223, COLUMBIA, SC 29223

Mortgage

Document Number	2213/0288
Date	May 23, 2017
Book Page	002213/000288
Instrument	38141

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 22, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 48 Upper Pond Rd was $3,250.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,250.00 Homeowner's exemption	$353,300 (-)	$470,000 (-) Land $90,000 Building $380,000
2024		$353,300 (+2,775.16%)	$470,000 (+52.99%) Land $90,000 Building $380,000
2023	$2,819.00	$12,288	$307,200
2021	$3,253.00	$12,290	$307,200 Land $75,000 Building $232,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Upper Pond Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Upper Pond Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20