48 Upland Rd, Reading, PA 19609 Property Records

Berks County property record for 48 Upland Rd, Reading, PA 19609

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 960 sqft · built 1965
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Oct 2022)
Tax Bill	$1,397 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4396-05-17-0965`

Property Details

APN / Parcel Number

Primary APN	`4396-05-17-0965`
Alternative APNs	`96-4396-05-17-0965` `97439605170965` `96970138` `970138`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	14,810 sqft (0.34 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Stoop

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	96970138
Street Address	48 UPLAND RD
City	READING
State	PA
Zip	19609-1772
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WYOMISSING HILLS
Legal Block	17
Legal Lot Number	13
Jurisdiction	BERKS PA
Township / Civil Division	WYOMISSING
Census Block Group	2
Census Block	2017
Census Tract	11000

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48 UPLAND RD, READING, PA 19609-1772
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed, Transfer · Conventional Mortgage HOMESALE MORTGAGE LLC
Mar 2, 2021	Deed, Transfer · Conventional Mortgage KEY BANK NA
Nov 19, 2020	Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2022 · Amount on Record
Deed Sale	Oct 3, 2022 · Amount on Record
Prior Sale	Mar 2, 2021 · Amount on Record
Deed Document Number	202239159
Record Updated	Sep 20, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Oct 3, 2022
Property Address	48 UPLAND RD, READING, PA 19609-1772
Document Number	0000039159
Map Reference	VOL 2 PG 40
Instrument Date	Sep 30, 2022
Instrument	2022039159
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	HOMESALE SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	48 UPLAND RD, READING, PA 19609-1772

Mortgage

Document Number	0000039160
Date	Oct 3, 2022
Instrument	2022039160

Lender

Name	HOMESALE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Mar 2, 2021
Property Address	48 UPLAND RD, READING, PA 19609-1772
Document Number	0000008815
Map Reference	VOL 12 PG 40
Instrument Date	Feb 8, 2021
Instrument	2021008815
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	EDGE ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,652.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	48 UPLAND RD, READING, PA 19609-1772

Mortgage

Document Number	0000008816
Date	Mar 2, 2021
Instrument	2021008816

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

November 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	BERKS PA
Recording Date	Nov 19, 2020
Property Address	48 UPLAND RD, READING, PA 19609-1772
Document Number	0000043842
Instrument Date	Oct 29, 2020
Instrument	43842
Transaction Type	Foreclosure
Record Updated	Dec 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2401 NW 23RD ST #1A1 OKLAHOMA CITY OK 731072448, 1A1, OKLAHOMA CITY, OK 73107-2448
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Wyomissing Borough
Unified School District	Wyomissing Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,397.00 (+13.95%)	$89,200 (-) Land $40,300 Building $48,900	$40,300 (-54.82%) Land $40,300
2024	$1,226.00 (-69.12%)	$89,200 (-) Land $40,300 Building $48,900
2023	$3,970.00	$89,200 Land $40,300 Building $48,900
1994			$89,200 Land $40,300 Building $48,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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