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48 Union St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 48 Union St, Natick, MA 01760

Property Summary

Property TypeSingle Family Home
Details6 bd · 3 ba · 2,904 sqft · built 1948
Lot Size0.65 acres (28,323 sqft)
Owner2 Individual Names on Record
Last Sale$336,000 (Aug 2008)
Tax Bill$10,530 (2025)
Deeds & MortgagesMay 2022 Mortgage
Dec 2020 Refinance
Flood ZoneZone X (minimal risk)
APN45-00000011

Property Details

APN / Parcel Number

Primary APN45-00000011
Alternative APN
  • NATI M:00000045 P:00000011

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area2,904 sqft Living Area
1st Floor Area988 sqft
Basement Area740 sqft
Unfinished Basement740 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 2000
Architectural StyleCape Cod
Exterior MaterialBrick
Lot Area28,323 sqft (0.65 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number45-00000011
Street Address48 UNION ST
CityNATICK
StateMA
Zip01760-6004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC
JurisdictionNATICK MA
Township / Civil DivisionNATICK
Census Block Group4
Census Block4007
Census Tract382300

Owner

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address48 UNION ST, NATICK, MA 01760-6004
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 10, 2022Deed of Trust, Mortgage · Second Mortgage (Down Payment)
DIGITAL FCU
Dec 7, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2008 · Amount on Record
Deed SaleAug 18, 2008 · Amount on Record
Prior SaleAug 28, 1995 · Amount on Record
Deed Document Number2008136691
Deed Book / Page51582 / 275
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address48 UNION ST, NATICK, MA 01760-6004
Transaction TypeMortgage
Record UpdatedMay 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number080102-463
DateMay 10, 2022
Book Page80102/463
Instrument69923
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term181 Months
DueJun 1, 2037

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address48 UNION ST, NATICK, MA 01760-6004
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number76350-461
DateDec 7, 2020
Book Page76350/461
Instrument230878
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueJan 1, 2046

Tax Assessment & Valuation

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNatick Town
Unified School DistrictNatick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,530.00 (+3.88%)$880,400 (+6.48%) Land $442,100 Building $438,300$1,253,050
2024$10,137.00 (+1.41%)$826,800 (+4.55%) Land $417,600 Building $409,200
2023$9,996.00$790,800 Land $389,700 Building $401,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims24 (1979–2024)
Claims Outside the SFHA4 of 24
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Apr 2010 · 11 claims
  • Severe Storms & Flooding, Apr 1987 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNATICK WATER AND SEWER DIVISION
serves 37,006 people · EPA ID MA3198000
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Astound Broadband
Cable		1,500 / 50
Verizon
Fiber		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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