48 Union St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 48 Union St, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	1,932 sqft · built 1915
Lot Size	0.144 acres (6,264 sqft)
Owner	Company Name on File
Last Sale	$380,000 (Oct 2023)
Tax Bill	$9,962 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-00088-0000-00014-01`

Property Details

APN / Parcel Number

Primary APN	`31-00088-0000-00014-01`
Alternative APNs	`31000880000000140001` `173800`

Interior

Stories	2 Stories
Building Area	1,932 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Frame
Construction Type	Frame
Lot Area	6,264 sqft (0.144 acres)
Lot Dimensions	101 ft deep x 62 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	173800
Street Address	48 UNION ST
City	LODI
State	NJ
Zip	07644-2324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	62X101
Legal Subdivision	BOROUGH/LODI
Legal Block	88
Legal Lot Number	14.01
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	3
Census Block	3006
Census Tract	30300

Owner

48 Union St is owned by a company that bought it in October 2023.

Source: Bergen County and Lodi Borough records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	48 UNION ST, LODI, NJ 07644-2324
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2023 · Amount on File
Deed Sale	Oct 20, 2023 · Amount on File
Prior Sale	Dec 9, 2008 · Amount on File
Deed Document Number	202369289
Deed Book / Page	5109 / 1911
Prior Transfer Date	Nov 20, 2008
Prior Transfer Doc	0096500482
Record Updated	Oct 29, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 20, 2023
Property Address	48 UNION ST, LODI, NJ 07644-2324
Document Number	0051091911
Book / Page	5109 / 1911
Instrument Date	Sep 19, 2023
Instrument	2023069289
Transaction Type	Transfer
Record Updated	Dec 8, 2023
Title Company	BELMONT TITLE AND SETTLEMENT SERVICES, BELMONT TTL & STLMT SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,409.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7423 RICHMOND ROAD, HEWITT, NJ 07421

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	48 UNION ST, LODI, NJ 07644-2324

Mortgage

Document Number	2023069290
Date	Oct 20, 2023
Instrument	2023069290

Lender

Name	COLUMBIA BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 48 Union St was $9,962, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,400 (-) Land $136,100 Building $145,300	$281,400 (-) Land $136,100 Building $145,300
2025	$9,962.00 (+5.61%)	$281,400 Land $136,100 Building $145,300	$281,400 Land $136,100 Building $145,300
2024	$9,433.00
2023		$281,400 (-) Land $136,100 Building $145,300	$281,400 (-) Land $136,100 Building $145,300
2022	$9,184.00 (-1.25%)	$281,400 Land $136,100 Building $145,300	$281,400 Land $136,100 Building $145,300
2021	$9,300.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Union St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	97 (1978–2023)
Claims Outside the SFHA	8 of 97
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 12 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 15 claims Coastal Storms & Flooding, Apr 1984 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 48 Union St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20