48 Truman Ave, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 48 Truman Ave, Spring Valley, NY 10977

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,738 sqft · built 2004
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on File
Last Sale	$174,000 (Sep 2013)
Deeds & Mortgages	Feb 2024 Line of Credit Jan 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`392602 50.07-3-11.-2`

Property Details

APN / Parcel Number

Primary APN	`392602 50.07-3-11.-2`
Alternative APNs	`260205000700030110000002` `00278840700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,738 sqft Living Area
1st Floor Area	1,738 sqft
2nd Floor Area	3,024 sqft

Exterior

Year Built	Built 2004
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	1,307 sqft (0.03 acres)
Garage Type	Attached
Garage Area	250 sqft
Porch	Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00278840700
Old Parcel Number	260205000700030110000002
Street Address	48 TRUMAN AVE
City	SPRING VALLEY
State	NY
Zip	10977-8907
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-15
Legal Description	LOT:11.000 BLK:3 SEC:50.07 DIST:392602 CITY/MUNI/TWP:NEW SQUARE
Legal Subdivision	SPRING KNOLLS SOUTH FINAL
Legal Block	3
Legal Lot Number	11.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	1
Census Block	1003
Census Tract	11505

Owner

48 Truman Ave, a condominium, is owned and occupied by two individuals who acquired it in January 2021.

Source: Rockland County and Ramapo Town records, as of December 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	48 TRUMAN AVE # 2, 2, SPRING VALLEY, NY 10977-8907
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Jan 19, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FUNDING SOURCE
Feb 22, 2018	Deed of Trust, Mortgage FEDERAL SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2013 · Amount on File
Deed Sale	Sep 19, 2013 · Amount on File
Prior Sale	Mar 13, 2018 · Amount on File
Deed Document Number	0000035123
Last Transfer Date	Jan 19, 2021
Transfer Doc	0000002020
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	48 TRUMAN AVE, SPRING VALLEY, NY 10977-8907
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004719
Date	Feb 21, 2024
Instrument	2024-00004719

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCKLAND NY
Recording Date	Jan 19, 2021
Property Address	48 TRUMAN AVE, SPRING VALLEY, NY 10977-8907
Document Number	0000002020
Instrument Date	Oct 29, 2020
Instrument	2020
Transaction Type	Transfer
Record Updated	Feb 12, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	48 TRUMAN AVE #2 SPRING VALLEY NY 109778907, 2, SPRING VALLEY, NY 10977-8907

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	48 TRUMAN AVE, SPRING VALLEY, NY 10977-8907
Document Number	0000018019
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	LAND TRACK TITLE AGENCY LLC, LAND TRACK TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 TRUMAN AVE #2 SPRING VALLEY NY 109778907, 2, SPRING VALLEY, NY 10977-8907

Mortgage

Document Number	0000018019
Date	Jul 1, 2020
Instrument	18019

Lender

Name	FUNDING SOURCE
Type	Funding / Finance Company
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	48 TRUMAN AVE, SPRING VALLEY, NY 10977-8907
Document Number	0000006325
Instrument Date	Feb 22, 2018
Transaction Type	Mortgage
Record Updated	Aug 10, 2018
Title Company	LAND TRACK TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 TRUMAN AVE #2 SPRING VALLEY NY 109778907, 2, SPRING VALLEY, NY 10977-8907

Mortgage

Document Number	0000006325
Date	Mar 5, 2018
Instrument	6325

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2048

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Municipality	New Square Village
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$27,900 (-) Land $10,000 Building $17,900	$359,536 (+7,090.72%) Land $128,866 Building $230,670
2023	$27,900 Land $10,000 Building $17,900	$5,000 Land $1,792 Building $3,208

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 48 Truman Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1978–2011)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Truman Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Skywire Networks Fixed Wireless	1,000 / 1,000
Optimum Cable · Fiber in parts of the area	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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