48 True Rd, Salisbury, MA 01952 Property Records

Essex County and Salisbury Town property record for 48 True Rd, Salisbury, MA 01952

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,846 sqft · built 2017
Lot Size	1.05 acres (45,956 sqft)
Owner	2 Individual Names on Record
Last Sale	$799,900 (Oct 2022)
Tax Bill	$7,914 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Oct 2022 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`SALI M:17 P:219`

Property Details

APN / Parcel Number

Primary APN	`SALI M:17 P:219`
Alternative APN	`448/41&1`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,846 sqft Living Area
Gross Area	4,937 sqft
Basement Area	1,227 sqft
Unfinished Basement	1,227 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2022
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,956 sqft (1.05 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	448/41 & 1
Street Address	48 TRUE RD
City	SALISBURY
State	MA
Zip	01952-1426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Jurisdiction	SALISBURY MA
Township / Civil Division	SALISBURY
Census Block Group	3
Census Block	3011
Census Tract	267102

Owner

Source: Essex County and Salisbury Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 TRUE RD, SALISBURY, MA 01952-1426
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · Line of Credit NEWBURYPORT FIVE CENTS SAVINGS BANK
Oct 21, 2022	Quit Claim Deed, Transfer
Oct 11, 2017	Deed of Trust, Mortgage COMMONWEALTH MORTGAGE CO
Jul 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP
Sep 25, 2020	Deed of Trust, Mortgage · Balloon Mortgage NAVY FCU
Jun 23, 2017	Quit Claim Deed, Transfer COMMONWEALTH MORTGAGE CO
May 22, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2022 · Amount on Record
Deed Sale	Oct 21, 2022 · Amount on Record
Prior Sale	Jun 23, 2017 · Amount on Record
Deed Book / Page	41258 / 137
Prior Transfer Date	Sep 29, 2022
Prior Transfer Doc	041258-137
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALISBURY MA
Property Address	48 TRUE RD, SALISBURY, MA 01952-1426
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040702-100
Date	Feb 2, 2022
Book Page	40702/100
Instrument	20220202004020

Lender

Name	NEWBURYPORT FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2042

Interest

Rate Type	Adjustable Rate

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALISBURY MA
Recording Date	Oct 21, 2022
Property Address	48 TRUE RD, SALISBURY, MA 01952-1426
Document Number	041258-137
Book / Page	41258 / 137
Instrument Date	Sep 29, 2022
Instrument	20221021001700
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	48 TRUE RD, SALISBURY, MA 01952-1426

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALISBURY MA
Property Address	48 TRUE RD, SALISBURY, MA 01952-1426
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36242-514
Date	Oct 11, 2017
Book Page	36242/514
Instrument	318

Lender

Name	COMMONWEALTH MORTGAGE CO
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALISBURY MA
Property Address	48 TRUE RD, SALISBURY, MA 01952-1426
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38736-179
Date	Jul 22, 2020
Book Page	38736/179
Instrument	20200722001230

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	325 Months
Due	Aug 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALISBURY MA
Property Address	48 TRUE RD, SALISBURY, MA 01952-1426
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38976-348
Date	Sep 25, 2020
Book Page	38976/348
Instrument	20200925000160

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALISBURY MA
Recording Date	Jun 23, 2017
Property Address	48 TRUE RD, SALISBURY, MA 01952-1426
Document Number	35967-311
Book / Page	35967 / 311
Instrument	561
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.59
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 TRUE RD, SALISBURY, MA 01952-1426

Mortgage

Document Number	359670313
Date	Jun 23, 2017
Instrument	35967/0313

Lender

Name	COMMONWEALTH MORTGAGE CO
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2047

Interest

Rate	3.5%
Max Rate At Change	70.1%
Max Rate	2.25%

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALISBURY MA
Recording Date	May 22, 2017
Property Address	48 TRUE RD, SALISBURY, MA 01952-1426
Document Number	35883-96
Book / Page	035883 / 000096
Instrument Date	May 19, 2017
Instrument	1705220245
Transaction Type	Transfer
Record Updated	Jun 13, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	229 STEDMAN ST LOWELL MA 018512705, LOWELL, MA 01851-2705

Tax Assessment & Valuation

Source: Essex County and Salisbury Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Salisbury Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,914.00 (+8.93%)	$785,100 (+12.93%) Land $167,800 Building $617,300	$893,570
2024	$7,265.00 (+4.17%)	$695,200 (+7.67%) Land $167,800 Building $527,400
2023	$6,974.00	$645,700 Land $167,800 Building $477,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY WATER DIVISION serves 9,334 people · EPA ID MA3259000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Fiber	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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