48 Trader Fork Rd, Folsom, WV 26348 Property Records

Wetzel County property record for 48 Trader Fork Rd, Folsom, WV 26348

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,480 sqft · built 1910
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Jul 2017)
Tax Bill	$616 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-40-0001.0000`

Property Details

APN / Parcel Number

Primary APN	`04-40-0001.0000`
Alternative APN	`52-04-40-0001.0000`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,480 sqft Living Area
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 1910
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Lot Area	32,670 sqft (0.75 acres)
Terrain	Below Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	48 TRADER FORK RD
City	FOLSOM
State	WV
Zip	26348-6056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.75 AC 3/4 AC TEN MILE
Jurisdiction	WETZEL WV
Township / Civil Division	1
Census Block Group	4
Census Block	4124
Census Tract	30500

Owner

Source: Wetzel County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48 TRADER FORK RD, FOLSOM, WV 26348-6056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage WEST VIRGINIA HOUSING DEVELOPMENT FUND
Jul 13, 2017	Deed, Transfer · Conventional Mortgage WESBANCO BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2017 · Amount on Record
Deed Sale	Jul 13, 2017 · Amount on Record
Deed Document Number	0000458700
Deed Book / Page	458 / 700
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WETZEL WV
Property Address	48 TRADER FORK RD, FOLSOM, WV 26348-6056
Transaction Type	Mortgage
Record Updated	Oct 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000404/610
Date	Jul 13, 2017
Book Page	404/610
Instrument	230819

Lender

Name	WEST VIRGINIA HOUSING DEVELOPMENT FUND
Type	Funding / Finance Company
Address	CHARLESTON, WV 25304

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2032

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WETZEL WV
Recording Date	Jul 13, 2017
Property Address	48 TRADER FORK RD, FOLSOM, WV 26348-6056
Document Number	000458/700
Book / Page	458 / 700
Instrument Date	Jul 13, 2017
Instrument	230816
Transaction Type	Transfer
Record Updated	Oct 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000404/599
Date	Jul 13, 2017
Book Page	404/599
Instrument	230817

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	WHEELING, WV 26003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Wetzel County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Wetzel County
Unified School District	Wetzel County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$616.00 (+10.99%)	$53,700 (+10.49%) Land $10,080 Building $43,620	$89,500 (+10.49%) Land $16,800 Building $72,700
2023	$555.00	$48,600 Land $8,520 Building $40,080	$81,000 Land $14,200 Building $66,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 6, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	23 (2000–2024)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Apr 2024 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Apr 2024 · 7 claims Severe Storms, Flooding, And Landslides, Sep 2004 · 12 claims Flooding, Severe Storms, And Landslides, Feb 2000 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Citynet Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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