Campbell County property record for 48 Tower Hill Rd, Fort Thomas, KY 41075
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 750 sqft · built 1922 |
| Lot Size | 0.187 acres (8,170 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $110,011 (Mar 2021) |
| Tax Bill | $405 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Mar 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-15-671.00 |
| Primary APN | 999-99-15-671.00 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 750 sqft Living Area |
| Year Built | Built 1922 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,170 sqft |
| Lot Dimensions | 190 ft deep x 43 ft wide |
| Terrain | Combination |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999915671.00 |
|---|---|
| Street Address | 48 TOWER HILL RD |
| City | FORT THOMAS |
| State | KY |
| Zip | 41075-1124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOT 26 27 BELLAIRE PLACE 43 X 190 IRREG |
| Legal Subdivision | BELLAIRE PLACE |
| Legal Lot Number | 26-27 27 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 51300 |
Source: Campbell County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 48 TOWER HILL RD, FORT THOMAS, KY 41075-1124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2020 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 23, 2021 | Fiduciary Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO |
| Jul 5, 2019 | Grant Deed, Transfer · FHA Mortgage FIRST CHOICE LNDG SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 23, 2021 · Amount on Record |
| Deed Sale | Mar 23, 2021 · Amount on Record |
| Prior Sale | Jul 5, 2019 · Amount on Record |
| Deed Document Number | 5128387 |
| Deed Book / Page | D822 / 840 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 48 TOWER HILL RD, FORT THOMAS, KY 41075-1124 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 48 TOWER HILL RD, FORT THOMAS, KY 41075-1124 |
| Document Number | 0005121593 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | M2255/366 |
| Instrument | 5121593 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Jul 1, 2049 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Mar 23, 2021 |
| Property Address | 48 TOWER HILL RD, FORT THOMAS, KY 41075-1124 |
| Document Number | 0005128387 |
| Book / Page | D822 / 840 |
| Map Reference | MB 7 PG 27 |
| Instrument Date | Mar 15, 2021 |
| Instrument | 5128387 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $110.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 38 E SOUTHGATE AVE, 38, FORT THOMAS, KY 41075-1122 |
| Name | Verified Name |
|---|---|
| Address | 48 TOWER HILL RD, FORT THOMAS, KY 41075-1124 |
| Document Number | 0005128388 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 5128388 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jul 5, 2019 |
| Property Address | 48 TOWER HILL RD, FORT THOMAS, KY 41075-1124 |
| Document Number | 0005093827 |
| Book / Page | 000804 / 000327 |
| Instrument Date | Jun 14, 2019 |
| Instrument | 5093827 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2019 |
| Title Company | CLEAR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $85.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 TOWER HILL RD FORT THOMAS KY 410751124, FORT THOMAS, KY 41075-1124 |
| Document Number | 5093828 |
|---|---|
| Date | Jul 5, 2019 |
| Book Page | 002184/000242 |
| Instrument | 5093828 |
| Name | FIRST CHOICE LNDG SVCS |
|---|---|
| Address | NASHVILLE, TN 37214 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 4, 2049 |
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Fort Thomas City |
| Unified School District | Fort Thomas Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $405.00 (-6.68%) | $110,011 (-) Land $26,400 Building $83,611 | $110,011 (-) Land $26,400 Building $83,611 |
| 2023 | $434.00 (-2.47%) | $110,011 (-) Land $26,400 Building $83,611 | $110,011 (-) Land $26,400 Building $83,611 |
| 2022 | $445.00 | $110,011 Land $26,400 Building $83,611 | $110,011 Land $26,400 Building $83,611 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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