Ocean County and Brick Township property record for 48 Topsail Rd, Brick, NJ 08723
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,474 sqft · built 2011 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $726,000 (Jan 2021) |
| Tax Bill | $14,213 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit May 2017 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 07-00324-22-00001-02 |
| Primary APN | 07-00324-22-00001-02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,474 sqft Living Area |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 00209635 |
|---|---|
| Street Address | 48 TOPSAIL RD |
| City | BRICK |
| State | NJ |
| Zip | 08723-6743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | 50X100 |
| Legal Subdivision | CHERRY QUAY INC B SEC 03 |
| Legal Block | 324 |
| Legal Lot Number | 1.2 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | BRICK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 714200 |
48 Topsail Rd is owned and occupied by two individuals who bought it in January 2021.
Source: Ocean County and Brick Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 TOPSAIL RD, BRICK, NJ 08723-6743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| May 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MANASQUAN BANK |
| Jan 5, 2021 | Deed, Transfer · Conventional Mortgage GREENWAY MORTGAGE FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2021 · Amount on File |
| Deed Sale | Jan 5, 2021 · Amount on File |
| Prior Sale | Aug 25, 2010 · Amount on File |
| Deed Document Number | 20211533 |
| Deed Book / Page | 18244 / 845 |
| Prior Transfer Date | Aug 19, 2010 |
| Prior Transfer Doc | 0146721825 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 48 TOPSAIL RD, BRICK, NJ 08723-6743 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Title Company | SERVICE TITLE, SERVICELINK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0201490090 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 20149/90 |
| Instrument | 2025076946 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 18, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 48 TOPSAIL RD, BRICK, NJ 08723-6743 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0167491497 |
|---|---|
| Date | May 26, 2017 |
| Book Page | 16749/1497 |
| Instrument | 2017053246 |
| Name | MANASQUAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jan 5, 2021 |
| Property Address | 48 TOPSAIL RD, BRICK, NJ 08723-6743 |
| Document Number | 0182440845 |
| Book / Page | 18244 / 845 |
| Instrument Date | Nov 19, 2020 |
| Instrument | 2021001533 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | ALL AHEAD TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,520.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 50 TOPSAIL RD, 50, BRICK, NJ 08723-6743 |
| Name | Verified Name |
|---|---|
| Address | 48 TOPSAIL RD, BRICK, NJ 08723-6743 |
| Investor | Possibly a Property Investor |
| Document Number | 2021001534 |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | 2021001534 |
| Name | GREENWAY MORTGAGE FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 48 Topsail Rd was $14,213, up 5.1% from the year before.
Source: Ocean County and Brick Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Brick Township |
| Unified School District | Brick Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $523,700 (-) Land $256,300 Building $267,400 | $523,700 (-) Land $256,300 Building $267,400 | |
| 2025 | $14,213.00 (+5.07%) | $523,700 Land $256,300 Building $267,400 | $523,700 Land $256,300 Building $267,400 |
| 2024 | $13,527.00 | ||
| 2023 | $523,700 Land $256,300 Building $267,400 | $523,700 Land $256,300 Building $267,400 | |
| 2022 | $12,689.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Topsail Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 184 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 184 in force |
| Nearby Flood Claims | 256 (1978–2024) |
| Claims Outside the SFHA | 29 of 256 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Topsail Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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