48 Terrace Rd, Walnut Creek, CA 94597 Property Records

Contra Costa County property record for 48 Terrace Rd, Walnut Creek, CA 94597

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,281 sqft · built 2016
Lot Size	0.48 acres (20,900 sqft)
Owner	Trust Name on File
Last Sale	$1,955,000 (Mar 2019)
Tax Bill	$26,046 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Mar 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`175-174-009-1`

Property Details

APN / Parcel Number

Primary APN	`175-174-009-1`
Alternative APN	`175-174-009`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,281 sqft Living Area
1st Floor Area	3,281 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	20,900 sqft (0.48 acres)
Garage Type	Attached
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	48 TERRACE RD
City	WALNUT CREEK
State	CA
Zip	94597-3462
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LINDA VISTA #1 LOT 3 POR 1 BLK D
Legal Subdivision	LINDA VISTA 01
Legal Block	D
Legal Lot Number	3
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3006
Census Tract	340004

Owner

48 Terrace Rd is owner-occupied and held in a trust since March 2019.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	48 TERRACE RD, WALNUT CREEK, CA 94597-3462
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2019	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Mar 18, 2019	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2019 · Amount on File
Deed Sale	Mar 18, 2019 · Amount on File
Prior Sale	Nov 21, 2016 · Amount on File
Deed Document Number	201936655
Prior Transfer Date	May 21, 2014
Prior Transfer Doc	0000089765
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	48 TERRACE RD, WALNUT CREEK, CA 94597-3462
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000107676
Date	Jul 12, 2019
Instrument	2019-107676

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	1.48%
Index	1-Year LIBOR
Max Rate	7.87%

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 18, 2019
Property Address	48 TERRACE RD, WALNUT CREEK, CA 94597-3462
Document Number	0000036655
Instrument Date	Mar 13, 2019
Instrument	36655
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Tax	$2,150.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	48 TERRACE RD WALNUT CREEK CA 945973462, WALNUT CREEK, CA 94597-3462

Tax Assessment & Valuation

The 2025 property tax bill for 48 Terrace Rd was $26,046 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Walnut Creek Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,322,478 (+2%) Land $1,137,827 Building $1,184,651
2025	$26,046.00 Homeowner's exemption	$2,276,940 Land $1,115,517 Building $1,161,423
2023	$24,737.00 (+3.53%) Homeowner's exemption	$2,156,152 Land $1,072,201 Building $1,083,951
2022	$23,893.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 48 Terrace Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Terrace Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Sonic Telecom, Verizon.

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