48 Tea House Ln, Warwick, RI 02889 Property Records

Warwick City property record for 48 Tea House Ln, Warwick, RI 02889

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 4,230 sqft · built 2000
Lot Size0.921 acres (40,117 sqft)
Owner2 Individual Names on File
Last Sale$675,000 (Jan 2001)
Tax Bill$20,766 (2025)
Deeds & MortgagesMar 2017 Line of Credit
Mar 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN38100580000

Property Details

APN / Parcel Number

Primary APN38100580000
Alternative APNs
  • WARW M:381 B:0058 L:0000
  • 100077544

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area4,230 sqft Living Area
Gross Area8,466 sqft
1st Floor Area2,334 sqft
Basement Area2,108 sqft
Unfinished Basement1,176 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeHip
Roof MaterialAsphalt
Lot Area40,117 sqft (0.921 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number100077544
Street Address48 TEA HOUSE LN
CityWARWICK
StateRI
Zip02889-6420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA40
Legal Block58
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group2
Census Block2000
Census Tract21600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedIndian Oaks
listed 1983 · 6 contributing resources · NRIS 83000174

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

48 Tea House Ln is owned and occupied by two individuals who bought it in January 2001.

Source: Warwick City records, as of June 22, 2026

Owner of Record2 Individual Names on File
Mailing Address48 TEA HOUSE LN, WARWICK, RI 02889-6420
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2017Deed of Trust, Mortgage · Line of Credit
COASTWAY COMMERCIAL BANK
Mar 27, 2018Deed of Trust, Mortgage
COASTWAY COMMERCIAL BANK
Mar 16, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
HARBORONE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 3, 2001 · Amount on File
Deed SaleJan 3, 2001 · Amount on File
Prior SaleApr 26, 2000 · Amount on File
Deed Book / Page3502 / 146
Record UpdatedSep 20, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address48 TEA HOUSE LN, WARWICK, RI 02889-6420
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number8784-18
DateMar 27, 2017
Book Page8784/18
Instrument3945
Lender
NameCOASTWAY COMMERCIAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueMar 1, 2042

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address48 TEA HOUSE LN, WARWICK, RI 02889-6420
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9019-296
DateMar 27, 2018
Book Page9019/296
Instrument3846
Lender
NameCOASTWAY COMMERCIAL BANK
TypeBank
Agreement
AmountAmount on Record
Term300 Months
DueMar 1, 2043

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address48 TEA HOUSE LN, WARWICK, RI 02889-6420
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9475-140
DateMar 16, 2020
Book Page9475/140
Instrument3819
Lender
NameHARBORONE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term301 Months
DueApr 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 48 Tea House Ln was $20,766.

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$20,766.00$1,635,100 Land $495,600 Building $1,139,500
2024$1,762,820
2023$20,905.00 (+6.67%)$1,473,200 (+40.8%) Land $445,800 Building $1,027,400
2022$19,597.00$1,046,300 Land $244,800 Building $801,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Tea House Ln in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims12 (1978–2023)
Claims Outside the SFHA7 of 12
Most Recent ClaimDec 2023 · Severe Storm And Flooding
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Tea House Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 88% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK-CITY OF
serves 73,289 people · EPA ID RI1615627
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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