Washington County property record for 48 Swain Rd, Roper, NC 27970
| Property Type | Mobile Home |
|---|---|
| Details | 1 ba · 924 sqft · built 2017 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $758 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7810.00-20-9594 |
| Primary APN | 7810.00-20-9594 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 924 sqft Base Area |
| 1st Floor Area | 924 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Mobile Home |
| Roof Type | Gable |
| Roof Material | Wood |
| Lot Area | 14,810 sqft (0.34 acres) |
| Deck Area | 16 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 2469 |
|---|---|
| Street Address | 48 SWAIN RD |
| City | ROPER |
| State | NC |
| Zip | 27970-9394 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | COMBO OF PINS THIS W/7810.00-30-1600 |
| Legal Subdivision | SURVEY FOR CHARLES E SIMPSON ETUX |
| Jurisdiction | WASHINGTON NC |
| Township / Civil Division | LEES MILL |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 950100 |
48 Swain Rd, a mobile home, is owned and occupied by two individuals.
Source: Washington County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 SWAIN RD, ROPER, NC 27970-9394 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON NC |
| Property Address | 48 SWAIN RD, ROPER, NC 27970-9394 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000533/942 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 533/942 |
| Instrument | 315552 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | May 1, 2031 |
The 2026 property tax bill for 48 Swain Rd was $758.
Source: Washington County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Washington County |
| Unified School District | Washington County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $758.00 | $45,400 Land $6,200 Building $39,200 | |
| 2025 | $45,400 Land $6,200 Building $39,200 | ||
| 2023 | $45,400 Land $6,200 Building $39,200 | $45,400 (-) Land $6,200 Building $39,200 | |
| 2022 | $385.00 | $45,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Swain Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective October 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 16 (1998–2026) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Swain Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON COUNTY WATER SYSTEM serves 6,693 people · EPA ID NC0494025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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