48 SW Ruckel St, Cascade Locks, OR 97014 Property Records

Hood River County property record for 48 SW Ruckel St, Cascade Locks, OR 97014

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,512 sqft · built 2018
Lot Size	0.16 acres (6,969 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (May 2022)
Tax Bill	$2,276 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage May 2019 Loan Modification
APN	`2N07E12DB 2905`

Property Details

APN / Parcel Number

Primary APN	`2N07E12DB 2905`
Alternative APNs	`2N-07E-12-DB-02905-20737.00` `20737`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Mobile Home
Lot Area	6,969 sqft (0.16 acres)
Deck Area	16 sqft

Location & Zoning

Account Number	20737
Street Address	48 SW RUCKEL ST
City	CASCADE LOCKS
State	OR
Zip	97014-4007
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	MDR
Legal Range	07E
Legal Township	02N
Legal Section	12
Jurisdiction	HOOD RIVER OR
Township / Civil Division	CASCADE LOCKS
Census Block Group	1
Census Block	1060
Census Tract	950100

Owner

48 SW Ruckel St, a mobile home, is owned and occupied by two individuals who bought it in May 2022.

Source: Hood River County records, as of May 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 SW RUCKEL ST, CASCADE LOCKS, OR 97014-4007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 31, 2019	Loan Modification, Mortgage HUSTER LIVING TRUST (LT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2022 · Amount on File
Deed Sale	May 25, 2022 · Amount on File
Prior Sale	May 31, 2018 · Amount on File
Deed Document Number	20221684
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOOD RIVER OR
Recording Date	May 25, 2022
Property Address	48 SW RUCKEL ST, CASCADE LOCKS, OR 97014-4007
Document Number	0000001684
Map Reference	DOC 201703795
Instrument Date	May 20, 2022
Instrument	2022-01684
Transaction Type	Transfer
Record Updated	Jun 10, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	48 SW RUCKEL ST, CASCADE LOCKS, OR 97014-4007

Mortgage

Document Number	0000001685
Date	May 25, 2022
Instrument	2022-01685

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HOOD RIVER OR
Property Address	48 SW RUCKEL ST, CASCADE LOCKS, OR 97014-4007
Document Number	0000001623
Instrument Date	May 31, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	SANTIAM ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	52 SW RUCKEL ST CASCADE LOCKS OR 97014, CASCADE LOCKS, OR 97014

Mortgage

Document Number	0000001623
Date	May 31, 2019
Instrument	1623

Lender

Name	HUSTER LIVING TRUST (LT)

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 48 SW Ruckel St was $2,276, down 4.4% from the year before.

Source: Hood River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Hood River County
Municipality	Cascade Locks City
Unified School District	Hood River County School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,276.00 (-4.41%)	$169,650 (+3%) Land $88,180 Building $81,470	$193,520 (-39.05%) Land $124,630 Building $68,890
2024	$2,381.00 (+2.81%)	$164,710 (+3%) Land $85,610 Building $79,100	$317,510 (+17.11%) Land $144,110 Building $173,400
2023	$2,316.00 (+2.84%)	$159,920 (+2.99%) Land $83,120 Building $76,800	$271,120 (+10.3%) Land $106,580 Building $164,540
2022	$2,252.00	$155,270 Land $48,390 Building $106,880	$245,800 Land $94,410 Building $151,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 48 SW Ruckel St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 SW Ruckel St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CASCADE LOCKS serves 1,398 people · EPA ID OR4100172
Water Source	Groundwater
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Mountain Net Fiber · Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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