48 Sutton Rd, Cedartown, GA 30125 Property Records

Polk County property record for 48 Sutton Rd, Cedartown, GA 30125

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,378 sqft · built 1992
Lot Size	2.13 acres (92,783 sqft)
Owner	Individual Name on File
Tax Bill	$2,678 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028C037A`

Property Details

APN / Parcel Number

Primary APN	`028C037A`
Alternative APN	`16640`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,378 sqft Heated Area
1st Floor Area	2,378 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1995
Exterior Material	Fiber Cement Siding
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	92,783 sqft (2.13 acres)
Terrain	High
Garage Area	572 sqft
Porch	Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16640
Street Address	48 SUTTON RD
City	CEDARTOWN
State	GA
Zip	30125-4472
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LL 1259
Legal Subdivision	LAKEVIEW AREA
Legal Block	37A
Jurisdiction	POLK GA
Township / Civil Division	CEDARTOWN
Census Block Group	1
Census Block	1005
Census Tract	10202

Owner

48 Sutton Rd is owned and occupied by an individual who acquired it in September 1992.

Source: Polk County records, as of February 23, 2026

Owner of Record	Individual Name on File
Mailing Address	48 SUTTON RD, CEDARTOWN, GA 30125-4472
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Feb 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage TOP FLITE FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 1992
Deed Sale	Sep 22, 1992
Deed Document Number	0000468327
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK GA
Property Address	48 SUTTON RD, CEDARTOWN, GA 30125-4472
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 SUTTON RD, CEDARTOWN, GA 30125-4472

Mortgage

Document Number	0019320000000082
Date	Nov 17, 2025
Book Page	0000001932/0000000082

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK GA
Property Address	48 SUTTON RD, CEDARTOWN, GA 30125-4472
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 SUTTON RD, CEDARTOWN, GA 30125-4472

Mortgage

Document Number	0018100000000825
Date	Dec 9, 2021
Book Page	0000001810/0000000825
Instrument	005337

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK GA
Property Address	48 SUTTON RD, CEDARTOWN, GA 30125-4472
Document Number	0017060208
Instrument Date	Feb 28, 2019
Transaction Type	Mortgage
Record Updated	May 7, 2019
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 SUTTON RD CEDARTOWN GA 301254472, CEDARTOWN, GA 30125-4472

Mortgage

Document Number	0017060208
Date	Apr 5, 2019
Book Page	001706/000208
Instrument	1361

Lender

Name	TOP FLITE FIN'L
Type	Funding / Finance Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 48 Sutton Rd was $2,678 with a homeowner's exemption.

Source: Polk County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,678.00 Homeowner's exemption	$122,635 Land $5,791 Building $116,844	$306,586 Land $14,477 Building $292,109
2023	$1,803.00 (+14.62%) Homeowner's exemption	$77,986 (+19.14%) Land $4,826 Building $73,160	$194,966 (+19.14%) Land $12,065 Building $182,901
2022	$1,573.00 Homeowner's exemption	$65,457 Land $3,217 Building $62,240	$163,642 Land $8,043 Building $155,599

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Sutton Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Sutton Rd is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 96% of Georgia
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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