48 Sutherland St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 48 Sutherland St, Lowell, MA 01850

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,320 sqft · built 1900
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Jul 2021)
Tax Bill	$3,964 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`G02640`

Property Details

APN / Parcel Number

Primary APN	`G02640`
Alternative APNs	`LOWE M:172 B:5600 L:48` `M:000172 T:G02640`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	2,392 sqft
1st Floor Area	888 sqft
Basement Area	888 sqft
Unfinished Basement	888 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,049 sqft (0.07 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	G02640
Street Address	48 SUTHERLAND ST
City	LOWELL
State	MA
Zip	01850-1229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TTF
Legal Block	5600
Legal Lot Number	48
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1008
Census Tract	310300

Owner

Source: Middlesex County and Lowell City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 SUTHERLAND ST, LOWELL, MA 01850-1229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA
May 1, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2021 · Amount on Record
Deed Sale	Jul 1, 2021 · Amount on Record
Prior Sale	May 1, 2018 · Amount on Record
Deed Document Number	202139166
Record Updated	Sep 20, 2026

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jul 1, 2021
Property Address	48 SUTHERLAND ST, LOWELL, MA 01850-1229
Document Number	0035956-93
Book / Page	35956 / 93
Instrument Date	Jun 30, 2021
Instrument	39166
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	48 SUTHERLAND ST, LOWELL, MA 01850-1229

Mortgage

Document Number	0000039167
Date	Jul 1, 2021
Instrument	39167

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	May 1, 2018
Property Address	48 SUTHERLAND ST, LOWELL, MA 01850-1229
Document Number	32043-3
Book / Page	032043 / 000003
Instrument Date	Apr 27, 2018
Instrument	471
Transaction Type	Transfer
Record Updated	May 23, 2018

Transaction

Amount	Amount Recorded
Tax	$684.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 SUTHERLAND ST LOWELL MA 018501229, LOWELL, MA 01850-1229

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,964.00 (+0.38%)	$345,300 (+4.13%) Land $120,900 Building $224,400	$432,440 (+6.55%)
2024	$3,949.00 (+6.38%)	$331,600 (+10.94%) Land $120,200 Building $211,400	$405,840
2023	$3,712.00	$298,900 Land $104,500 Building $194,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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