48 Sunset Key Ct, Inlet Beach, FL 32461 Property Records

Walton County property record for 48 Sunset Key Ct, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,814 sqft · built 2022
Lot Size	0.078 acres (3,441 sqft)
Owner	Individual Name on Record
Last Sale	$619,000 (Jun 2022)
Tax Bill	$4,620 (2024)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-3S-18-16261-000-0060`

Property Details

APN / Parcel Number

Primary APN	`36-3S-18-16261-000-0060`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	1,814 sqft Living Area
Gross Area	1,914 sqft

Exterior

Year Built	Built 2022
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,441 sqft (0.078 acres)
Lot Dimensions	6.9 ft deep x 5 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	48 SUNSET KEY CT
City	INLET BEACH
State	FL
Zip	32461-7476
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 SUNSET KEY COTTAGES PB 21-83 OR 3254-4793
Legal Range	18W
Legal Township	03S
Legal Section	36
Legal Lot Number	6
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2041
Census Tract	950610

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1556 ARAGON WAY NE, BROOKHAVEN, GA 30319-3202
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2022 · Amount on Record
Deed Sale	Jun 3, 2022 · Amount on Record
Deed Document Number	20220026296
Deed Book / Page	3254 / 4793
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 3, 2022
Property Address	48 SUNSET KEY CT, INLET BEACH, FL 32461-7476
Document Number	0032544793
Book / Page	3254 / 4793
Map Reference	MB 21 PG 83
Instrument Date	May 27, 2022
Instrument	20220026296
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,333.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 4850, SANTA ROSA BEACH, FL 32459-4850

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1556 ARAGON WAY NE, BROOKHAVEN, GA 30319-3202
Investor	Possibly a Property Investor

Mortgage

Document Number	0032544795
Date	Jun 3, 2022
Instrument	3254/4795

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jun 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.87%
Index	Other
Margin	3
Max Rate	8.87%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$546,299 (+8%) Land $180,000 Building $366,299	$546,299 (+8%) Land $180,000 Building $366,299
2024	$4,620.00 (+0.52%)
2023	$4,596.00 (+372.35%)	$505,824 (+371.75%) Land $96,597 Building $409,227	$505,824 (+371.75%) Land $96,597 Building $409,227
2022	$973.00	$107,223 Land $107,223	$107,223 Land $107,223

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 412 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Mediacom Xtream Cable	2,000 / 1,000
WOW Internet, Cable & Phone Cable	2,000 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: REV, Verizon.

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