48 Summit Ave, Milford, CT 06460 Property Records

Milford City property record for 48 Summit Ave, Milford, CT 06460

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,217 sqft · built 1925
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$590,000 (Jun 2026)
Tax Bill	$7,773 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`MILF M:48 B:728 L:4`

Property Details

APN / Parcel Number

Primary APN	`MILF M:48 B:728 L:4`
Alternative APNs	`M:00048 B:00728 L:000004` `MLFD M:48 B:728 L:4` `5703`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,217 sqft Living Area
Gross Area	1,798 sqft
1st Floor Area	704 sqft
Basement Area	513 sqft
Unfinished Basement	513 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,614 sqft (0.06 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	5703
Street Address	48 SUMMIT AVE
City	MILFORD
State	CT
Zip	06460-7859
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7.5
Legal Block	728
Legal Lot Number	4
Jurisdiction	MILFORD CT
Township / Civil Division	MILFORD
Census Block Group	3
Census Block	3001
Census Tract	151100

Owner

48 Summit Ave is owned and occupied by an individual who bought it in June 2026.

Source: Milford City records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	48 SUMMIT AVE, MILFORD, CT 06460-7859
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jun 23, 2026	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2026 · Amount on File
Deed Sale	Jun 23, 2026 · Amount on File
Prior Sale	Jun 5, 2012 · Amount on File
Deed Book / Page	4188 / 339
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILFORD CT
Recording Date	Aug 6, 2026
Property Address	48 SUMMIT AVE, MILFORD, CT 06460-7859
Document Number	0000005295
Book / Page	4194 / 266
Instrument Date	Jul 28, 2026
Instrument	20265295
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 SUMMIT AVE, MILFORD, CT 06460-7859

Mortgage

Document Number	0000005295,
Date	Aug 6, 2026
Book Page	4194/266
Instrument	20265295

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILFORD CT
Recording Date	Jun 23, 2026
Property Address	48 SUMMIT AVE, MILFORD, CT 06460-7859
Document Number	0000004313
Book / Page	4188 / 339
Instrument Date	Jun 17, 2026
Instrument	20264313
Transaction Type	Transfer
Record Updated	Sep 25, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 SUMMIT AVE, MILFORD, CT 06460-7859

Tax Assessment & Valuation

The 2025 property tax bill for 48 Summit Ave was $7,773.

Source: Milford City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Consolidated City	Milford City
Unified School District	Milford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,773.00	$263,040 Land $139,710 Building $123,330	$375,772 Land $199,586 Building $176,186
2024	$7,773.00 (+8.76%)
2023	$7,147.00	$263,040 Land $139,710 Building $123,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 48 Summit Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 48 Summit Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summit Ave

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