48 Summerhill Dr, Dyer, IN 46311 Property Records

Lake County property record for 48 Summerhill Dr, Dyer, IN 46311

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,002 sqft · built 1995
Lot Size	0.224 acres (9,750 sqft)
Owner	2 Individual Names on File
Last Sale	$478,800 (Jun 2026)
Tax Bill	$4,177 (2024)
Deeds & Mortgages	Feb 2021 Line of Credit Jun 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`009-12-14-0252-0028`

Property Details

APN / Parcel Number

Primary APN	`009-12-14-0252-0028`
Alternative APNs	`45-10-24-104-003.000-034` `121402520028`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,002 sqft Living Area
Gross Area	3,606 sqft
1st Floor Area	2,002 sqft
Basement Area	1,120 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	9,750 sqft (0.224 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	48 SUMMERHILL DR
City	DYER
State	IN
Zip	46311-2482
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	AUTUMN CHASE PHASE TWO LOT 60
Legal Subdivision	AUTUMN CHASE PHASE TWO
Legal Phase	TWO
Legal Lot Number	60
Jurisdiction	LAKE IN
Township / Civil Division	ST. JOHN
Census Block Group	1
Census Block	1017
Census Tract	42612

Owner

48 Summerhill Dr is owned and occupied by two individuals who bought it in June 2026.

Source: Lake County records, as of June 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 SUMMERHILL DR, DYER, IN 46311-2482
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Line of Credit PROVIDENCE BANK & TRUST
Jun 4, 2026	Deed, Transfer · Conventional Mortgage FIDELITY NATIONAL TITLE
Jun 4, 2026	Deed, Transfer · Conventional Mortgage TOMASSO MORTGAGE
Oct 26, 2021	Intrafamily Transfer, Transfer
Dec 7, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2026 · Amount on File
Deed Sale	Jun 4, 2026 · Amount on File
Deed Document Number	2026523063
Prior Transfer Date	Nov 30, 2021
Prior Transfer Doc	0000070553
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	48 SUMMERHILL DR, DYER, IN 46311-2482
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011825
Date	Feb 5, 2021
Instrument	2021-011825

Lender

Name	PROVIDENCE BANK & TRUST
Type	Bank
Address	SOUTH HOLLAND, IL 60473

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE IN
Recording Date	Jun 4, 2026
Property Address	48 SUMMERHILL DR, DYER, IN 46311-2482
Document Number	0000523063
Instrument Date	Jun 2, 2026
Instrument	2026523063
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 SUMMERHILL DR, DYER, IN 46311-2482

Mortgage

Document Number	0000523064,
Date	Jun 4, 2026
Instrument	2026523064

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE IN
Recording Date	Jun 4, 2026
Property Address	48 SUMMERHILL DR, DYER, IN 46311-2482
Document Number	0000023063
Instrument Date	Jun 2, 2026
Instrument	2026523063
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 SUMMERHILL DR, DYER, IN 46311-2482

Mortgage

Document Number	0000523064,
Date	Jun 4, 2026
Instrument	2026523064

Lender

Name	TOMASSO MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	Oct 26, 2021
Property Address	48 SUMMERHILL DR, DYER, IN 46311-2482
Document Number	0000064696
Map Reference	MB 23 PG 35
Instrument Date	Sep 29, 2021
Instrument	2021-064696
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	48 SUMMERHILL DR, DYER, IN 46311-2482

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	Dec 7, 2021
Property Address	48 SUMMERHILL DR, DYER, IN 46311-2482
Document Number	0000070553
Map Reference	MB 77 PG 90
Instrument Date	Sep 29, 2021
Instrument	2021-070553
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	48 SUMMERHILL DR, DYER, IN 46311-2482

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	St. John Township
Municipality	Dyer Town
Unified School District	Lake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$385,500 Land $66,500 Building $319,000	$385,500 Land $66,500 Building $319,000
2024	$4,177.00
2023		$364,100 (+1.53%) Land $66,500 Building $297,600	$364,100 (+1.53%) Land $66,500 Building $297,600
2022	$8,165.00 Homeowner's exemption	$358,600 Land $53,900 Building $304,700	$358,600 Land $53,900 Building $304,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Summerhill Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 48 Summerhill Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DYER WATER DEPARTMENT serves 16,800 people · EPA ID IN5245011
Water Source	Purchased surface water from HIGHLAND WATER WORKS
Last State Inspection	Jan 2024
Lead	10 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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