Essex County and Ipswich Town property record for 48 Summer St, Ipswich, MA 01938
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,225 sqft · built 1868 |
| Lot Size | 0.087 acres (3,780 sqft) |
| Owner | 2 Trust Names on Record |
| Tax Bill | $5,837 (2026) |
| Deeds & Mortgages | May 2023 Transfer Nov 2021 Refinance + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | IPSW M:42A B:0098 L:0 |
| Primary APN | IPSW M:42A B:0098 L:0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,225 sqft Living Area |
| Gross Area | 2,213 sqft |
| Basement Area | 717 sqft |
| Unfinished Basement | 717 sqft |
| Year Built | Built 1868 |
|---|---|
| Effective Year Built | Effective 1868 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,780 sqft (0.087 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 4355 |
|---|---|
| Street Address | 48 SUMMER ST |
| City | IPSWICH |
| State | MA |
| Zip | 01938-2231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IR |
| Legal Block | 98 |
| Jurisdiction | IPSWICH MA |
| Township / Civil Division | IPSWICH |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 223200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the East End Historic District listed 1980 · 42 contributing resources · NRIS 80000461 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Essex County and Ipswich Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 48 SUMMER ST, IPSWICH, MA 01938-2231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 23, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Nov 4, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance IPSWICH TOWN OF |
| May 12, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 25, 2023 |
| Transfer Doc | 041577-460 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | IPSWICH MA |
| Recording Date | May 23, 2023 |
| Property Address | 48 SUMMER ST, IPSWICH, MA 01938-2231 |
| Document Number | 041577-460 |
| Book / Page | 41577 / 460 |
| Instrument Date | Apr 25, 2023 |
| Instrument | 20230523002550 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 SUMMER ST, IPSWICH, MA 01938-2231 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IPSWICH MA |
| Property Address | 48 SUMMER ST, IPSWICH, MA 01938-2231 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40451-228 |
|---|---|
| Date | Nov 4, 2021 |
| Book Page | 40451/228 |
| Instrument | 20211104000790 |
| Name | IPSWICH TOWN OF |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | IPSWICH MA |
| Recording Date | May 12, 2021 |
| Property Address | 48 SUMMER ST, IPSWICH, MA 01938-2231 |
| Document Number | 39868-105 |
| Book / Page | 39868 / 105 |
| Instrument Date | May 11, 2021 |
| Instrument | 20210512001880 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 SUMMER ST, IPSWICH, MA 01938-2231 |
Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Ipswich Town |
| Unified School District | Ipswich School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,837.00 (+0.9%) | $541,500 (+4.38%) Land $303,200 Building $238,300 | $608,233 (-11.82%) |
| 2025 | $5,785.00 (+0.05%) | $518,800 (+2.11%) Land $285,700 Building $233,100 | $689,795 |
| 2024 | $5,782.00 (+7.43%) | $508,100 (+15.45%) Land $300,400 Building $207,700 | |
| 2023 | $5,382.00 | $440,100 Land $253,000 Building $187,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 7 units insured incl. 2 condo units |
| Nearby Flood Claims | 6 (1978–2006) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | May 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 86% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IPSWICH DPU WATER DEPT serves 13,138 people · EPA ID MA3144000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures