48 Summer St, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 48 Summer St, Andover, MA 01810

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,763 sqft · built 2014
Lot Size	0.219 acres (9,575 sqft)
Owner	2 Trust Names on File
Last Sale	$725,000 (Jul 2020)
Tax Bill	$12,537 (2025)
Deeds & Mortgages	Feb 2022 Transfer Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00021 B:00105 L:00001`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00021 B:00105 L:00001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,763 sqft Living Area
Gross Area	3,762 sqft
Basement Area	936 sqft
Unfinished Basement	655 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,575 sqft (0.219 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	48 SUMMER ST
City	ANDOVER
State	MA
Zip	01810-1735
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SRA
Legal Block	105
Legal Lot Number	1
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	3
Census Block	3000
Census Tract	254200

Owner

48 Summer St, a condominium, is owner-occupied and held in a trust since February 2022.

Source: Essex County and Andover Town records, as of September 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	48 SUMMER ST, ANDOVER, MA 01810-1735
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Quit Claim Deed, Transfer Quitclaim
Jul 15, 2020	Condominium Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2020 · Amount on File
Deed Sale	Jul 15, 2020 · Amount on File
Prior Sale	Mar 9, 2015 · Amount on File
Deed Book / Page	16397 / 165
Last Transfer Date	Feb 14, 2022
Transfer Doc	017345-289
Record Updated	Oct 29, 2026

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Feb 15, 2022
Property Address	48 SUMMER ST, ANDOVER, MA 01810-1735
Document Number	017345-289
Book / Page	17345 / 289
Instrument Date	Feb 14, 2022
Instrument	3976
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 HIDDEN RD, ANDOVER, MA 01810-4916

July 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	ANDOVER MA
Recording Date	Jul 15, 2020
Property Address	48 SUMMER ST, ANDOVER, MA 01810-1735
Document Number	16397-165
Book / Page	016397 / 000165
Instrument Date	Jul 7, 2020
Instrument	17765
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$3,306.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 SUMMER ST #1 ANDOVER MA 018101735, 1, ANDOVER, MA 01810-1735

Tax Assessment & Valuation

The 2025 property tax bill for 48 Summer St was $12,537, up 9% from the year before.

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,537.00 (+9.01%)	$1,003,800 (+12.42%) Building $1,003,800	$983,915
2024	$11,501.00 (+3.4%)	$892,900 (+9.65%) Building $892,900
2023	$11,123.00	$814,300 Building $814,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Summer St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Summer St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summer St

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