Pender County property record for 48 Streambed Way, Hampstead, NC 28443 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,282 sqft · built 2023 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $495,000 (Aug 2025) |
| Tax Bill | $3,129 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4203-23-4978-0000 |
| Primary APN | 4203-23-4978-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,282 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,583 sqft (0.22 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 001034035 |
|---|---|
| Street Address | 48 STREAMBED WAY |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-7045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 11 PH 6 PB 71/93 CAROLINA CREEK |
| Legal Subdivision | CAROLINA CREEK PHASE 6 |
| Legal Phase | 6 |
| Legal Lot Number | 11 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 920201 |
Source: Pender County records · APN 4203-23-4978-0000
Assessment roll updated January 27, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 STREAMBED WAY, HAMPSTEAD, NC 28443-7045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| May 06, 2026 | Deed of Trust, Mortgage · VA Mortgage RIVER CITY MORTGAGE |
| Aug 14, 2025 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Dec 06, 2023 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage TOWNEBANK MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 14, 2025 · Amount on Record |
| Deed Sale | Aug 14, 2025 · Amount on Record |
| Prior Sale | Dec 06, 2023 · Amount on Record |
| Deed Document Number | 202520145124 |
| Deed Book / Page | 4870 / 1442 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | May 06, 2026 |
| Property Address | 48 STREAMBED WAY, HAMPSTEAD, NC 28443-7045 |
| Document Number | 0020155649 |
| Book / Page | 4892 / 72 |
| Instrument Date | May 01, 2026 |
| Instrument | 202620155649 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | COSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGENCY LL |
| Name | Verified Name |
|---|---|
| Address | 48 STREAMBED WAY, HAMPSTEAD, NC 28443-7045 |
| Document Number | 0020155649, |
|---|---|
| Date | May 06, 2026 |
| Book Page | 4892/72 |
| Instrument | 202620155649 |
| Name | RIVER CITY MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Aug 14, 2025 |
| Property Address | 48 STREAMBED WAY, HAMPSTEAD, NC 28443-7045 |
| Document Number | 0048701442 |
| Book / Page | 4870 / 1442 |
| Map Reference | MB 71 PG 93&94 |
| Instrument Date | Jul 29, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $990.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 STREAMBED WAY, HAMPSTEAD, NC 28443-7045 |
| Document Number | 0048701445 |
|---|---|
| Date | Aug 14, 2025 |
| Instrument | 4870/1445 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Dec 06, 2023 |
| Property Address | 48 STREAMBED WAY, HAMPSTEAD, NC 28443-7045 |
| Document Number | 0048261592 |
| Book / Page | 4826 / 1592 |
| Map Reference | MB 71 PG 93&94 |
| Instrument Date | Nov 25, 2023 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $890.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101 AUTUMN HALL DR STE 120, 120, WILMINGTON, NC 28403-2055 |
| Name | Verified Name |
|---|---|
| Address | 48 STREAMBED WAY, HAMPSTEAD, NC 28443-7045 |
| Document Number | 0048261595 |
|---|---|
| Date | Dec 06, 2023 |
| Instrument | 4826-1595 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
Source: Pender County records · Assessment roll updated January 27, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,129.00 | $455,683 (+592.53%) Land $46,506 Building $409,177 | $455,683 (+592.53%) Land $46,506 Building $409,177 |
| 2023 | $65,800 Land $65,800 | $65,800 Land $65,800 |
Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371419202012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 83 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 83 in force 76 of 83 on primary residences |
| Nearby Flood Claims | 68 (1996–2018) |
| Claims Outside the SFHA | 24 of 68 |
| Most Recent Claim | Sep 2018, rainfall accumulation, Hurricane Florence |
| Flood Events |
|
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,563 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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