48 Stevens Ave, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 48 Stevens Ave, Old Bridge, NJ 08857

Property Summary

Property Type	Single Family Home
Details	1,380 sqft · built 1958
Lot Size	0.153 acres (6,665 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Aug 2003)
Tax Bill	$9,257 (2025)
Deeds & Mortgages	Aug 2018 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-15502-0000-00762`

Property Details

APN / Parcel Number

Primary APN	`15-15502-0000-00762`
Alternative APNs	`151550200762` `10231000`

Interior

Stories	2 Stories
Building Area	1,380 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Lot Area	6,665 sqft (0.153 acres)
Lot Dimensions	101 ft deep x 66 ft wide

Location & Zoning

Account Number	10231000
Street Address	48 STEVENS AVE
City	OLD BRIDGE
State	NJ
Zip	08857-2246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	66X101
Legal Subdivision	CRESTWOOD SEC
Legal Block	15502
Legal Lot Number	762
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	OLD BRIDGE
Census Block Group	2
Census Block	2003
Census Tract	7806

Owner

48 Stevens Ave is owned and occupied by two individuals who bought it in August 2003.

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 STEVENS AVE, OLD BRIDGE, NJ 08857-2246
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2003 · Amount on File
Deed Sale	Aug 29, 2003 · Amount on File
Deed Book / Page	5220 / 334
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	48 STEVENS AVE, OLD BRIDGE, NJ 08857-2246
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075565
Date	Aug 27, 2018
Book Page	17279/0807
Instrument	201800075565

Lender

Name	CENTRAL JERSEY FEDERAL CU
Type	Credit Union
Address	WOODBRIDGE, NJ 07095

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 48 Stevens Ave was $9,257, up 1% from the year before.

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Old Bridge Township
Unified School District	Old Bridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,000 (-) Land $64,400 Building $84,600	$149,000 (-) Land $64,400 Building $84,600
2025	$9,257.00 (+10.02%)	$149,000 Land $64,400 Building $84,600	$149,000 Land $64,400 Building $84,600
2024	$8,414.00
2023		$149,000 Land $64,400 Building $84,600	$149,000 Land $64,400 Building $84,600
2022	$7,886.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Stevens Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Stevens Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002
Water Source	Purchased surface water from MIDDLESEX WATER COMPANY
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20