Jefferson County property record for 48 Stembogan Ct, Charles Town, WV 25414 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,097 sqft · built 2023 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $348,645 (Oct 2023) |
| Tax Bill | $2,715 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-12C-0091.0000 |
| Primary APN | 03-12C-0091.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,097 sqft Living Area |
| 1st Floor Area | 980 sqft |
| Basement Area | 497 sqft |
| Finished Basement | 497 sqft |
| Family Room | Family Room |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,614 sqft (0.06 acres) |
| Lot Dimensions | 130 ft deep x 20 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 48 STEMBOGAN CT |
|---|---|
| City | CHARLES TOWN |
| State | WV |
| Zip | 25414-1360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PHASE 14-B LT #51 NORBORNE GLEBE |
| Legal Lot Number | 51 |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | KABLETOWN |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 972506 |
Source: Jefferson County records · APN 03-12C-0091.0000
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 48 STEMBOGAN CT, CHARLES TOWN, WV 25414-1360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 20, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage LENNAR MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 20, 2023 · Amount on Record |
| Deed Sale | Oct 20, 2023 · Amount on Record |
| Deed Document Number | 0001311425 |
| Deed Book / Page | 1311 / 425 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | Jul 27, 2026 |
| Property Address | 48 STEMBOGAN CT, CHARLES TOWN, WV 25414-1360 |
| Document Number | 0000011261 |
| Book / Page | 2697 / 148 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 202611261 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | ROCKET TITLE, ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 48 STEMBOGAN CT, CHARLES TOWN, WV 25414-1360 |
| Document Number | 0000011261, |
|---|---|
| Date | Jul 27, 2026 |
| Book Page | 2697/148 |
| Instrument | 202611261 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.84% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | Oct 20, 2023 |
| Property Address | 48 STEMBOGAN CT, CHARLES TOWN, WV 25414-1360 |
| Document Number | 000026/445 |
| Book / Page | 26 / 445 |
| Map Reference | MB 26 PG 445 |
| Instrument Date | Oct 20, 2023 |
| Instrument | 202300012100 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2025 |
| Title Company | PARAGOULD TITLE COMPANY, PARAGON TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,710.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 202300012101 |
|---|---|
| Date | Oct 20, 2023 |
| Instrument | 202300012101 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2043 |
Source: Jefferson County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Municipality | Charles Town City |
| Unified School District | Jefferson County School District (PK - 12) |
Source: FEMA National Flood Hazard Layer, Jefferson County (54037C), updated July 23, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 21% of West Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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