48 State St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 48 State St, Lowell, MA 01852 · Last verified July 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bedrooms2 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1986
Square Footage1,155 sqft Living Area
Lot Size0.305 acres
GarageBasement
OccupancyOwner Occupied
Tax Bill$3,809.00 (2025)

Owner

Source: Middlesex County and Lowell City records · APN D14330

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address48 STATE ST, LOWELL, MA 01852-5015
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2021Deed of Trust, Mortgage · Line of Credit
CENTRAL ONE FEDERAL CREDIT UNION
Jun 02, 2020Deed of Trust, Mortgage · Stand Alone Refinance
CENTRAL ONE FEDERAL CREDIT UNION
Nov 20, 2017Quit Claim Deed, Transfer
JEANNE D'ARC CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 20, 2017
Deed SaleNov 20, 2017
Prior SaleMay 21, 2013 · Amount on Record
Deed Book / Page31658 / 298
Record RefreshedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address48 STATE ST, LOWELL, MA 01852-5015
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035882-49
DateJun 16, 2021
Book Page35882/49
Instrument35382
Lender
NameCENTRAL ONE FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address48 STATE ST, LOWELL, MA 01852-5015
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number34194-200
DateJun 02, 2020
Book Page34194/200
Instrument23680
Lender
NameCENTRAL ONE FEDERAL CREDIT UNION
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term181 Months
DueJul 01, 2035

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateNov 20, 2017
Property Address48 STATE ST, LOWELL, MA 01852-5015
Document Number31658-298
Book / Page031658 / 000298
Instrument DateNov 14, 2017
Instrument52197
Transaction TypeTransfer
Record UpdatedJan 03, 2018

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 STATE ST #48 LOWELL MA 018525015, 48, LOWELL, MA 01852-5015

Mortgage

Document Number31659-1
DateNov 20, 2017
Book Page031659/000001
Instrument52198
Lender
NameJEANNE D'ARC CU
TypeCredit Union
Agreement
AmountAmount Recorded
Term360 Months
DueNov 19, 2047

Tax Assessment & Valuation

Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,809.00 (+28.6%)$331,800 (+33.41%) Building $331,800$311,885 (+5.6%)
2024$2,962.00 (+8.74%)$248,700 (+13.41%) Building $248,700$295,355
2023$2,724.00$219,300 Building $219,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APND14330
Alternative APNs
  • LOWE M:206 B:5510 L:48 U:48
  • M:000206 T:D14330

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area1,155 sqft Living Area
Gross Area2,233 sqft Gross Area
1st Floor568 sqft 1st Floor
Attic Area293 sqft Attic
Attic1 Attic
Basement Area321 sqft Basement
Unfinished Basement321 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleCondo/Apartment Style
Exterior MaterialWood Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area13,295 sqft
Garage TypeBasement Garage
Deck AreaDeck Area

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account NumberD14330
Street Address48 STATE ST
CityLOWELL
StateMA
Zip01852-5015
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal Block5510
Legal Lot Number48
JurisdictionLOWELL MA
Minor Civil DivisionLOWELL
Census Blockgroup1
Census Block1008
Census Tract312100

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