48 Staples Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 48 Staples Rd, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,440 sqft · built 1900
Lot Size	3.16 acres (137,955 sqft)
Owner	Individual Name on Record
Last Sale	$519,900 (Dec 2020)
Tax Bill	$7,020 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage May 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9994-28`

Property Details

APN / Parcel Number

Primary APN	`9994-28`
Alternative APN	`CUMB M:044 B:0015 L:000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,440 sqft Living Area
Gross Area	6,035 sqft
1st Floor Area	2,423 sqft
Basement Area	440 sqft
Unfinished Basement	440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Asphalt
Lot Area	137,955 sqft (3.16 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	9994-28
Street Address	48 STAPLES RD
City	CUMBERLAND
State	RI
Zip	02864-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	30
Legal Block	15
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2021
Census Tract	11402

Owner

Source: Cumberland Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48 STAPLES RD, CUMBERLAND, RI 02864-1420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed, Transfer · Stand-Alone First Mortgage PAWTUCKET CU
May 22, 2018	Quit Claim Deed, Transfer Quitclaim
May 11, 2017	Quit Claim Deed, Transfer · Conventional with PMI PAWTUCKET CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2020 · Amount on Record
Deed Sale	Dec 7, 2020 · Amount on Record
Prior Sale	Jun 6, 2002 · Amount on Record
Deed Document Number	2020119672
Deed Book / Page	1867 / 87
Transfer Doc	1773-800
Record Updated	Sep 20, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Dec 7, 2020
Property Address	48 STAPLES RD, CUMBERLAND, RI 02864-1420
Document Number	1867-87
Book / Page	1867 / 87
Instrument Date	Dec 4, 2020
Instrument	119672
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	119673
Date	Dec 7, 2020
Instrument	119673

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND RI
Recording Date	May 22, 2018
Property Address	48 STAPLES RD, CUMBERLAND, RI 02864-1420
Document Number	1773-800
Book / Page	001773 / 000800
Instrument Date	May 21, 2018
Transaction Type	Transfer
Record Updated	Jun 19, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND RI
Recording Date	May 11, 2017
Property Address	48 STAPLES RD, CUMBERLAND, RI 02864-1420
Document Number	1741-721
Book / Page	001741 / 000721
Instrument Date	May 9, 2017
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 STAPLES RD CUMBERLAND RI 028641420, CUMBERLAND, RI 02864-1420

Mortgage

Document Number	1741-725
Date	May 11, 2017
Book Page	001741/000725

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.63%

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,020.00 (+5.6%)	$572,100 (-) Land $188,000 Building $384,100
2023	$6,648.00 (+8.57%)	$572,100 (+40.05%) Land $188,000 Building $384,100
2022	$6,123.00	$408,500 Land $145,400 Building $263,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2018–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications.

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