Haywood County property record for 48 Spruce St, Maggie Valley, NC 28751
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,040 sqft · built 1978 |
| Lot Size | 1.43 acres (62,291 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Nov 2006) |
| Tax Bill | $1,496 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 7686-83-8442 |
| Primary APN | 7686-83-8442 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,040 sqft Heated Area |
| Gross Area | 1,512 sqft |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Material | Asphalt |
| Lot Area | 62,291 sqft (1.43 acres) |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 185203 |
|---|---|
| Street Address | 48 SPRUCE ST |
| City | MAGGIE VALLEY |
| State | NC |
| Zip | 28751-8768 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #10 BLK J PT 4 WILD ACRES |
| Legal Subdivision | WILD ACRES |
| Legal Block | J |
| Legal Unit | 10 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | IVY HILL |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 920701 |
48 Spruce St is owned by two individuals who bought it in November 2006.
Source: Haywood County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1720 BEACON DR, SANFORD, FL 32771-9723 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2006 · Amount on File |
| Deed Sale | Nov 30, 2006 · Amount on File |
| Deed Document Number | 2006653430 |
| Deed Book / Page | 688 / 1847 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 48 Spruce St was $1,496.
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $205,700 (-) Land $49,800 Building $155,900 | ||
| 2025 | $1,496.00 | $205,700 Land $49,800 Building $155,900 | $205,700 Land $49,800 Building $155,900 |
| 2023 | $205,700 Land $49,800 Building $155,900 | $205,700 Land $49,800 Building $155,900 | |
| 2021 | $205,700 Land $49,800 Building $155,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Spruce St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Spruce St is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAGGIE VALLEY SANITARY DIST serves 9,629 people · EPA ID NC0144040 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless · Fiber in parts of the area | 500 / 250 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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