Cascade County property record for 48 Spring Tree Rd, Great Falls, MT 59404 · Last verified August 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4.5 Baths |
| Architecture Style | Conventional |
| Year Built | Built 2005 |
| Square Footage | 4,202 sqft Living Area |
| Lot Size | 88,557 sqft (2.03 acres) |
| Garage | 1,378 sqft |
| Tax Bill | $5,507.00 (2025) |
| Primary APN | R0235900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Building Area | 4,202 sqft Living Area |
| 1st Floor | 2,631 sqft 1st Floor |
| 2nd Floor | 771 sqft 2nd Floor |
| Upper Floors | 780 sqft Upper Floors |
| Basement Area | 2,218 sqft Basement |
| Finished Basement | 2,218 sqft Finished |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional Style |
| Exterior Material | Stone Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 88,557 sqft (2.03 acres) |
| Parking Spaces | 5 Parking Spaces |
| Garage Area | 1,378 sqft Garage |
| Deck Area | 50 sqft Deck |
| Topography | Below Road/Slope Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Account Number | 0002236630 |
|---|---|
| Street Address | 48 SPRING TREE RD |
| City | GREAT FALLS |
| State | MT |
| Zip | 59404-6473 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | SPRING TREE RIDGE, S33, T20 N, R03 E, BLOCK 002, LOT 001, PLAT 197 |
| Legal Range | 03E |
| Legal Township | 20N |
| Legal Section | 33 |
| Legal Subdivision | SPRING TREE RIDGE |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | CASCADE MT |
| Minor Civil Division | GREAT FALLS |
| Census Blockgroup | 1 |
| Census Block | 1019 |
| Census Tract | 2302 |
Source: Cascade County records · APN R0235900
Assessment roll updated September 9, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 3422, GREAT FALLS, MT 59403-3422 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 16, 2024 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS ALLIANCE BANK |
| Apr 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS ALLIANCE BANK |
| Jul 08, 2020 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 08, 2024 |
| Deed Sale | Jan 08, 2024 |
| Prior Sale | Apr 26, 2022 · Amount on Record |
| Deed Doc Number | 2024451991 |
| Prior Transfer Date | Dec 18, 2023 |
| Prior Transfer Doc | 0000451991 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 48 SPRING TREE RD, GREAT FALLS, MT 59404-6473 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2024 |
| Title Company | HELENA ABSTRACT AND TITLE, HELENA ABSTRACT & TITLE |
| Name | Verified Name |
|---|---|
| Address | 48 SPRING TREE RD, GREAT FALLS, MT 59404-6473 |
| Document Number | 00R0452229 |
|---|---|
| Date | Jan 16, 2024 |
| Instrument | R0452229 |
| Name | CITIZENS ALLIANCE BANK |
|---|---|
| Type | Bank |
| Address | GREAT FALLS, MT 59404 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASCADE MT |
| Recording Date | Apr 26, 2022 |
| Property Address | 48 SPRING TREE RD, GREAT FALLS, MT 59404-6473 |
| Document Number | 00R0429048 |
| Map Reference | PL 197 |
| Instrument Date | Apr 20, 2022 |
| Instrument | R0429048 |
| Transaction Type | Transfer |
| Record Updated | May 04, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | PO BOX 3422, GREAT FALLS, MT 59403-3422 |
| Document Number | 00R0429049 |
|---|---|
| Date | Apr 26, 2022 |
| Instrument | R0429049 |
| Name | CITIZENS ALLIANCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASCADE MT |
| Recording Date | Jul 08, 2020 |
| Property Address | 48 SPRING TREE RD, GREAT FALLS, MT 59404-6473 |
| Document Number | 00R0390652 |
| Map Reference | SLIDE 289 DOC 1001 |
| Instrument Date | Jul 01, 2020 |
| Instrument | R0390652 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | MOUNTAIN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1311 E COPPER RIVER LN, 1311, SPOKANE, WA 99206 |
| Name | Verified Name |
|---|---|
| Address | 31148 SPRING TREE ROAD, GREAT FALLS, MT 59404 |
| Investor | Possibly a Property Investor |
| Document Number | 00R0390653 |
|---|---|
| Date | Jul 08, 2020 |
| Instrument | R0390653 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Aug 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.5% |
| Index | 1-Year LIBOR |
| Max Rate | 7.5% |
Source: Cascade County records · Assessment roll updated September 9, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Cascade County |
| Elementary School District | Great Falls Elementary School District (PK - 08) |
| Secondary School District | Great Falls High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,507.00 (-14.49%) | $937,400 (+10.43%) | $937,400 (+10.43%) Land $112,684 Building $824,716 |
| 2023 | $6,440.00 | $848,900 | $848,900 Land $97,195 Building $751,705 |
Source: FEMA National Flood Hazard Layer, Cascade County (30013C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone D |
|---|---|
| Flood Hazard | Undetermined not studied |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 14% of Montana |
|---|---|
| Wildfire Likelihood | About 1 in 2,041 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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