48 Spaulding Rd, Palmyra, ME 04965 Property Records

Somerset County and Palmyra Town property record for 48 Spaulding Rd, Palmyra, ME 04965

Property Summary

Property Type	Single Family Home
Lot Size	12 acres (522,720 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,099 (2025)
Deeds & Mortgages	Mar 2022 Sale Aug 2017 Mortgage + 1 more
APN	`PALA M:004 B:003`

Property Details

APN / Parcel Number

Primary APN	`PALA M:004 B:003`
Alternative APN	`320`

Exterior

Architectural Style	Multi-Family
Lot Area	522,720 sqft (12 acres)

Location & Zoning

Account Number	320
Street Address	48 SPAULDING RD
City	PALMYRA
State	ME
Zip	04965-3415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3
Jurisdiction	PALMYRA ME
Township / Civil Division	PALMYRA
Census Block Group	1
Census Block	1057
Census Tract	965800

Owner

Source: Somerset County and Palmyra Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 SPAULDING RD, PALMYRA, ME 04965-3415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Personal Representative Deed, Transfer
Aug 11, 2017	Deed of Trust, Mortgage · Commercial Mortgage BANGOR SAVINGS BANK
Sep 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	PALMYRA ME
Recording Date	Mar 14, 2022
Property Address	48 SPAULDING RD, PALMYRA, ME 04965-3415
Document Number	0058480016
Book / Page	5848 / 16
Instrument Date	Mar 10, 2022
Instrument	2855
Transaction Type	Transfer
Record Updated	May 8, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	48 SPAULDING RD, PALMYRA, ME 04965-3415

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMYRA ME
Property Address	48 SPAULDING RD, PALMYRA, ME 04965-3415
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051910351
Date	Aug 11, 2017
Book Page	05191/0351
Instrument	000000010606

Lender

Name	BANGOR SAVINGS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	156 Months
Due	Aug 11, 2030

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMYRA ME
Property Address	48 SPAULDING RD, PALMYRA, ME 04965-3415
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056090214
Date	Sep 25, 2020
Book Page	5609/214
Instrument	12853

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2045

Tax Assessment & Valuation

Source: Somerset County and Palmyra Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Somerset County
County Subdivision	Palmyra Town
Unified School District	Regional School Unit 19 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,099.00 (+7.87%)	$313,020 (+19.85%) Land $44,100 Building $268,920
2023	$2,873.00 (+25.19%)	$261,180 (+93.47%) Land $36,750 Building $224,430
2022	$2,295.00	$135,000 Land $25,000 Building $110,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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