48 Sparkle Ln, Garner, NC 27529 Property Records

Johnston County property record for 48 Sparkle Ln, Garner, NC 27529

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,744 sqft · built 2004
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$272,000 (Jul 2020)
Tax Bill	$2,652 (2026)
Deeds & Mortgages	Oct 2026 Line of Credit Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06G05039I`

Property Details

APN / Parcel Number

Primary APN	`06G05039I`
Alternative APN	`2000230688`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,744 sqft Living Area
Gross Area	3,810 sqft
1st Floor Area	1,826 sqft
Attic	Attic
Attic Area	390 sqft
Basement Area	528 sqft
Finished Basement	528 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	47,480 sqft (1.09 acres)
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	360 sqft
Deck Area	90 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000230688
Street Address	48 SPARKLE LN
City	GARNER
State	NC
Zip	27529-8320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 4 JORDAN RIDGE PH 1 62/188
Legal Subdivision	JORDAN RIDGE SUBDIVISION
Legal Phase	1
Legal Lot Number	4
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1004
Census Tract	41108

Owner

Source: Johnston County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 SPARKLE LN, GARNER, NC 27529-8320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Jul 9, 2021	Deed of Trust, Mortgage · VA Mortgage ACCELERATE MORTGAGE LLC
Jul 31, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Feb 10, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
May 24, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Prior Sale	Nov 10, 2004 · Amount on Record
Deed Document Number	2020671365
Deed Book / Page	5660 / 733
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Recording Date	Oct 7, 2026
Property Address	48 SPARKLE LN, GARNER, NC 27529-8320
Document Number	0000033060
Book / Page	7203 / 364
Instrument Date	Oct 2, 2026
Instrument	202633060
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	EQUITY TITLE COMPANY, EQUITY FIRST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 SPARKLE LN, GARNER, NC 27529-8320

Mortgage

Document Number	0000033060,
Date	Oct 7, 2026
Book Page	7203/364
Instrument	202633060

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	48 SPARKLE LN, GARNER, NC 27529-8320
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	CLIENTFIRST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000759001
Date	Jul 9, 2021
Book Page	5984/596
Instrument	2021759001

Lender

Name	ACCELERATE MORTGAGE LLC
Type	Mortgage Company
Address	NEWARK, DE 19713

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jul 31, 2020
Property Address	48 SPARKLE LN, GARNER, NC 27529-8320
Document Number	0000671365
Book / Page	005660 / 000733
Instrument Date	Jul 22, 2020
Instrument	671365
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$544.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 SPARKLE LN GARNER NC 275298320, GARNER, NC 27529-8320

Mortgage

Document Number	671366
Date	Jul 31, 2020
Book Page	005660/000735
Instrument	671366

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	48 SPARKLE LN, GARNER, NC 27529-8320
Document Number	0000647208
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	48 SPARKLE LN GARNER NC 275298320, GARNER, NC 27529-8320

Mortgage

Document Number	0000647208
Date	Feb 17, 2020
Book Page	005524/000986
Instrument	647208

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 16, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	48 SPARKLE LN, GARNER, NC 27529-8320
Document Number	0000613793
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 12, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	48 SPARKLE LN GARNER NC 275298320, GARNER, NC 27529-8320

Mortgage

Document Number	0000613793
Date	May 29, 2019
Book Page	005355/000571
Instrument	613793

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2049

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,652.00 (-1.6%)	$424,420 (-) Land $85,000 Building $339,420	$424,420 (-) Land $85,000 Building $339,420
2025	$2,695.00 (+33.02%)	$424,420 (+63.92%) Land $85,000 Building $339,420	$424,420 (+63.92%) Land $85,000 Building $339,420
2023	$2,026.00	$258,920 Land $43,000 Building $215,920	$258,920 Land $43,000 Building $215,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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