48 Spanish St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 48 Spanish St, Saint Augustine, FL 32084 · Last verified April 2026

Property Summary

Property TypeRestaurant
Details2,112 sqft · built 1900
Lot Size0.08 acres (3,484 sqft)
OwnerCompany Name on File
Last Sale$425,000 (Jun 2010)
Tax Bill$12,468 (2025)
Flood ZoneZone AE (high risk)
APN198160-0000

Property Details

APN / Parcel Number

Primary APN198160-0000

Interior

Plumbing Fixtures18 Plumbing Fixtures
Stories2 Stories
Building Area2,112 sqft Gross Area
1st Floor Area1,056 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 2007
Exterior MaterialAsbestos
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Roof TypeFlat
Roof MaterialMetal
Lot Area3,484 sqft (0.08 acres)
Lot Dimensions86 ft deep x 40 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchFinished/Open Porch
Porch Area578 sqft
Deck Area245 sqft
Canopy140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address48 SPANISH ST
CitySAINT AUGUSTINE
StateFL
Zip32084-3710
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Legal DescriptionCITY OF ST AUG LOT 19 BLK 17 OR3320/1015
Legal Range30E
Legal Township07S
Legal Section18
Legal SubdivisionCITY OF ST AUGUSTINE
Legal Block17
Legal Lot Number19
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2042
Census Tract20500

Owner

Source: St. Johns County records · APN 198160-0000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address121 BARBELLA CIR, SAINT AUGUSTINE, FL 32095-4854
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 04, 2010 · Amount on Record
Deed SaleJun 04, 2010 · Amount on Record
Prior SaleDec 04, 2002 · Amount on Record
Deed Document Number201026292
Deed Book / Page3320 / 1015
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$538,486 (-35.07%)$956,268 (+15.31%) Land $447,200 Building $509,068
2025$12,468.00 (+14.75%)$829,335 (+20.2%)$829,335 (+20.2%) Land $395,600 Building $433,735
2024$10,865.00 (+9.27%)
2023$9,943.00 (+28.96%)$689,966 (+87.6%)$689,966 (+87.6%) Land $344,000 Building $345,966
2022$7,710.00$367,794$367,794 Land $223,600 Building $144,194

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090205002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 435 individual NFIP policies nearby
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies579 units insured
144 under condo master policies
Nearby Flood Claims542 (1988–2024)
Claims Outside the SFHA9 of 542
Most Recent ClaimSep 2024, tidal / storm surge
Claims By Storm
  • Hurricane Ian, Sep 2022 · 38 claims
  • Hurricane Irma, Sep 2017 · 137 claims
  • Hurricane Matthew, Oct 2016 · 263 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the St. Augustine Town Plan Historic District
listed 1970 · 223 contributing resources · National Historic Landmark (designated 1970) · NRIS 70000847

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 193 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Spanish St

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