Greenwood County property record for 48 Smith St, Ware Shoals, SC 29692 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1925 |
| Square Footage | 1,854 sqft Living Area |
| Lot Size | 65,776 sqft (1.51 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $79,000 (2017) |
| Tax Bill | $799.00 (2025) |
| Primary APN | 6923-372-304 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,854 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Lot Area | 65,776 sqft (1.51 acres) |
| Street Address | 48 SMITH ST |
|---|---|
| City | WARE SHOALS |
| State | SC |
| Zip | 29692-1528 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT A(1.51AC) |
| Legal Subdivision | RIEGEL |
| Legal Lot Number | A |
| Jurisdiction | GREENWOOD SC |
| Minor Civil Division | WARE SHOALS-HODGES |
| Census Blockgroup | 1 |
| Census Block | 1051 |
| Census Tract | 970102 |
Source: Greenwood County records · APN 6923-372-304
Assessment roll updated January 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48 SMITH ST, WARE SHOALS, SC 29692-1528 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Mar 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU |
| Sep 11, 2017 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) FOUNDERS FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 11, 2017 · Amount on Record |
| Deed Sale | Sep 11, 2017 · Amount on Record |
| Deed Doc Number | 20176916 |
| Deed Book / Page | 1598 / 2449 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENWOOD SC |
| Recording Date | Jul 10, 2026 |
| Property Address | 48 SMITH ST, WARE SHOALS, SC 29692-1528 |
| Document Number | 0000005066 |
| Book / Page | 3125 / 1985 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 20265066 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 48 SMITH ST, WARE SHOALS, SC 29692-1528 |
| Document Number | 0000005066, |
|---|---|
| Date | Jul 10, 2026 |
| Book Page | 3125/1985 |
| Instrument | 20265066 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENWOOD SC |
| Property Address | 48 SMITH ST, WARE SHOALS, SC 29692-1528 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3078/1050 |
|---|---|
| Date | Mar 02, 2021 |
| Book Page | 3078/1050 |
| Instrument | 202100001894 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 05, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Mar 05, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 4.5% |
| Index | 1-Year CMT |
| Max Rate | 8.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GREENWOOD SC |
| Recording Date | Sep 11, 2017 |
| Property Address | 48 SMITH ST, WARE SHOALS, SC 29692-1528 |
| Document Number | 0015982449 |
| Book / Page | 001598 / 002449 |
| Instrument Date | Sep 06, 2017 |
| Instrument | 6916 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $292.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 SMITH ST WARE SHOALS SC 296921528, WARE SHOALS, SC 29692-1528 |
| Document Number | 30502673 |
|---|---|
| Date | Sep 11, 2017 |
| Book Page | 003050/002673 |
| Instrument | 6917 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
Source: Greenwood County records · Assessment roll updated January 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Greenwood County |
| Municipality | Ware Shoals Town |
| Unified School District | Greenwood School District 51 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $799.00 (+1.52%) | $3,160 (-) | $79,000 (-) Land $8,000 Building $71,000 |
| 2024 | $787.00 | $3,160 (-) | $79,000 (-) Land $8,000 Building $71,000 |
| 2023 | $787.00 (+3.96%) | $3,160 (-) | $79,000 (-) Land $8,000 Building $71,000 |
| 2022 | $757.00 | $3,160 | $79,000 Land $8,000 Building $71,000 |
Source: FEMA National Flood Hazard Layer, Greenwood County (45047C), updated June 20, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 12% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,786 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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