48 Smith St, Monticello, KY 42633 Property Records

Wayne County property record for 48 Smith St, Monticello, KY 42633

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1996
Lot Size	0.819 acres (35,719 sqft)
Owner	2 Individual Names on File
Tax Bill	$606 (2025)
Flood Zone	Zone X (minimal risk)
APN	`M1-13-004.00`

Property Details

APN / Parcel Number

Primary APN	`M1-13-004.00`
Alternative APN	`3403`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,144 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	35,719 sqft (0.819 acres)
Garage Type	Attached
Carport	Carport
Carport Area	364 sqft
Parking Spaces	1 Parking Space
Pool Type	Above-Ground Pool
Porch	Porch
Porch Area	296 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	3403
Street Address	48 SMITH ST
City	MONTICELLO
State	KY
Zip	42633-8366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITH ST DB 269-506
Jurisdiction	WAYNE KY
Township / Civil Division	MONTICELLO
Census Block Group	2
Census Block	2016
Census Tract	920300

Owner

Source: Wayne County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	48 SMITH ST, MONTICELLO, KY 42633-8366
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 1, 1996
Deed Sale	Jan 1, 1996
Deed Document Number	0000247664
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Wayne County
Municipality	Monticello City
Unified School District	Wayne County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$606.00 (+171.75%) Homeowner's exemption	$110,000 (+57.14%)	$110,000 (+57.14%)
2023	$223.00 Homeowner's exemption	$70,000	$70,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTICELLO WATER & SEWER COMMISSION serves 21,000 people · EPA ID KY1160291
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jul 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Uniti Group Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Community Telecom Services Cable · Fiber in parts of the area	250 / 100