48 Smith St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 48 Smith St, Lawrence, MA 01841

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,630 sqft · built 1920
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Mar 2015)
Tax Bill	$3,783 (2026)
Deeds & Mortgages	May 2025 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`228 0000 0102 A`

Property Details

APN / Parcel Number

Primary APN	`228 0000 0102 A`
Alternative APN	`LAWR M:0228 B:0000 L:0102`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,630 sqft Living Area
Gross Area	2,914 sqft
Basement Area	1,044 sqft
Unfinished Basement	1,044 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	228 0000 0102 A
Street Address	48 SMITH ST
City	LAWRENCE
State	MA
Zip	01841-4137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	102
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	3
Census Block	3014
Census Tract	250200

Owner

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48 SMITH ST, LAWRENCE, MA 01841-4137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) BRIGHTBRIDGE CU
Jul 24, 2017	Deed of Trust, Mortgage · Closed-End Mortgage SANTANDER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2015 · Amount on Record
Deed Sale	Mar 13, 2015 · Amount on Record
Prior Sale	Mar 9, 2015 · Amount on Record
Deed Book / Page	14157 / 182
Transfer Doc	014157-182
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	48 SMITH ST, LAWRENCE, MA 01841-4137
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018284-59
Date	May 21, 2025
Book Page	18284/59
Instrument	8075

Lender

Name	BRIGHTBRIDGE CU

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2045

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	48 SMITH ST, LAWRENCE, MA 01841-4137
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015160-44
Date	Jul 24, 2017
Book Page	15160/44
Instrument	18621

Lender

Name	SANTANDER BANK NA

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,783.00 (+8.15%)	$437,800 (+10.14%) Land $152,100 Building $285,700	$581,426 (+3.65%)
2025	$3,498.00 (+4.89%)	$397,500 (+10.26%) Land $121,700 Building $275,800	$560,975
2024	$3,335.00 (+2.14%)	$360,500 (+12.17%) Land $117,600 Building $242,900
2023	$3,265.00	$321,400 Land $103,000 Building $218,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 869 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Nearby Properties on Smith St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures