48 Smith St, Groton, CT 06340 Property Records

Groton Town property record for 48 Smith St, Groton, CT 06340

Property Summary

Details	4 bd · 4 ba · 3,716 sqft · built 1900
Lot Size	0.175 acres (7,623 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Jan 2025)
Tax Bill	$5,385 (2025)
Deeds & Mortgages	Jan 2025 Sale & Mortgage Dec 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GROT M:168918414144`

Property Details

APN / Parcel Number

Primary APN	`GROT M:168918414144`
Alternative APNs	`168918414144` `13288000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	15 Rooms
Units	4 Units
Stories	2 Stories
Building Area	3,716 sqft Living Area
Basement Area	408 sqft
Unfinished Basement	408 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Rolled Roofing
Lot Area	7,623 sqft (0.175 acres)
Loading Dock	Loading Dock

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	168918414144
Street Address	48 SMITH ST
City	GROTON
State	CT
Zip	06340
Property Category	Other
Property Type	Unknown
Local Zoning Code	R52
Jurisdiction	GROTON CT
Township / Civil Division	GROTON
Census Block Group	2
Census Block	2021
Census Tract	702400

Owner

Source: Groton Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48 SMITH ST, GROTON, CT 06340
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage CHELSEA GROTON BANK
Dec 6, 2021	Quit Claim Deed, Transfer Quitclaim
Jul 6, 2021	Deed, Transfer · Stand-Alone First Mortgage CHELSEA GROTON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2025 · Amount on Record
Deed Sale	Jan 14, 2025 · Amount on Record
Prior Sale	Jul 6, 2021 · Amount on Record
Deed Book / Page	1316 / 414
Prior Transfer Date	Jan 13, 2025
Prior Transfer Doc	001316-414
Record Updated	Sep 20, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GROTON CT
Recording Date	Jan 14, 2025
Property Address	48 SMITH ST, GROTON, CT 06340
Document Number	001316-414
Book / Page	1316 / 414
Instrument Date	Jan 13, 2025
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 SMITH ST, GROTON, CT 06340

Mortgage

Document Number	5281590016
Date	Jan 14, 2025
Instrument	5281590016

Lender

Name	CHELSEA GROTON BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEW LONDON CT
Recording Date	Dec 6, 2021
Property Address	48 SMITH ST, GROTON, CT 06340
Document Number	002428-285
Book / Page	2428 / 285
Instrument Date	Dec 2, 2021
Instrument	2021004692
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 HOWARD ST, NEW LONDON, CT 06320-5544

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GROTON CT
Recording Date	Jul 6, 2021
Property Address	48 SMITH ST, GROTON, CT 06340
Document Number	001257-358
Book / Page	1257 / 358
Instrument Date	Jun 30, 2021
Instrument	5077640003
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	37 RAVENWOOD RD, NORTH STONINGTON, CT 06359-1533

Mortgage

Document Number	5077650013
Date	Jul 6, 2021
Instrument	5077650013

Lender

Name	CHELSEA GROTON BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Groton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Groton Town
Municipality	Groton City
Unified School District	Groton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,385.00	$186,270 (-) Land $95,522 Building $90,748	$130,389 Land $66,865 Building $63,524
2024	$5,385.00 (+12.05%)
2023	$4,806.00 (+3.42%)	$186,270 (-) Land $56,630 Building $129,640
2022	$4,647.00	$186,270 Land $56,630 Building $129,640

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROTON UTILITIES serves 30,200 people · EPA ID CT0590011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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