Passaic County and Wanaque Borough property record for 48 Smith Ave, Haskell, NJ 07420
| Property Type | Single Family Home |
|---|---|
| Details | 1,056 sqft · built 1949 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $345,000 (Dec 2023) |
| Tax Bill | $7,488 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Dec 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00310-0000-00012 |
| Primary APN | 13-00310-0000-00012 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,056 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Street Address | 48 SMITH AVE |
|---|---|
| City | HASKELL |
| State | NJ |
| Zip | 07420-1045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Subdivision | WANAQUE HOMES INC MAP 1 |
| Legal Block | 310 |
| Legal Lot Number | 12 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WANAQUE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 236601 |
Source: Passaic County and Wanaque Borough records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 48 SMITH AVE, HASKELL, NJ 07420-1045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Dec 6, 2023 | Deed of Trust, Mortgage · Conventional Mortgage BETHPAGE FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2023 · Amount on Record |
| Deed Sale | Dec 6, 2023 · Amount on Record |
| Deed Document Number | 202338684 |
| Deed Book / Page | 4629 / 207 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 48 SMITH AVE, HASKELL, NJ 07420-1045 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Title Company | TITLE ON DEMAND/NJ INC, TITLE ONE DEMAND OF NJ INC |
| Name | Verified Name |
|---|---|
| Address | 48 SMITH AVE, HASKELL, NJ 07420-1045 |
| Document Number | 0000007613 |
|---|---|
| Date | Feb 26, 2026 |
| Book Page | M19822/54 |
| Instrument | 2026007613 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Mar 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.6% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 48 SMITH AVE, HASKELL, NJ 07420-1045 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Title Company | DOWTOWN TITLE AGENCY, TOWN TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000038685 |
|---|---|
| Date | Dec 6, 2023 |
| Book Page | M18724/271 |
| Instrument | 2023038685 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | GLEN BURNIE, MD 21060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Type Change Date | Jan 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 12.2% |
| Max Rate | 13.2% |
Source: Passaic County and Wanaque Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Wanaque Borough |
| Secondary School District | Lakeland Regional School District (09 - 12) |
| Elementary School District | Wanaque Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $164,900 (-) Land $99,600 Building $65,300 | $164,900 (-) Land $99,600 Building $65,300 | |
| 2025 | $7,488.00 (+5.29%) | $164,900 (-) Land $99,600 Building $65,300 | $164,900 (-) Land $99,600 Building $65,300 |
| 2024 | $7,112.00 (+8.2%) | ||
| 2023 | $164,900 Land $99,600 Building $65,300 | $164,900 Land $99,600 Building $65,300 | |
| 2022 | $6,573.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WANAQUE W DEPT. serves 10,266 people · EPA ID NJ1613002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2022 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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